New York was the first state to impose restrictions on bitcoin mining, but it won’t be the last. Oregon and Washington are lining up their own legislation, highlighting the industry’s environmental, social, and governance challenges. Still other...

Financial institutions typically peddle credit cards based on commoditized factors, not digital features, and are missing out on opportunities because of this. Rather than leaning on things like rewards programs, cash-back bonuses, annual percen...

The cobranded card market is a way to generate loyalty, scale your portfolio, and service the next generation of cardholders.

Unused funds on prepaid products, such as gift cards, create liabilities for issuing organizations as use grows. The increasing use of such products highlights the opportunities for consumers and retailers to benefit before any potential regulat...

Some banking customers just do not trust the internet and are not comfortable using it. They trust their banks, though, and this presents an enormous opportunity for FIs to engage these customers, nudge them toward digital banking if they are pe...

Review the need for supply chain finance options in the post-pandemic global economy, which remains uneven with continuing supply chain disruption. Understand the issues facing suppliers and the types of financing options available, as well as t...

Digital IDs offer convenience and security that, if implemented correctly, can reduce threats such as new account fraud, account takeover fraud, and synthetic identity fraud and also lower application abandonment rates by removing unnecessary fr...

With investment capital tighter in 2023, there’s less interest in untested, unproven fintech startups and more of an emphasis on coming out of the chute with products that are ready for the market and ready to drive profit. What’s more, fintechs...

Financial technology company FIS brought in merchant acquiring titan Worldpay in 2019 for $43 billion, including nearly $8 billion in debt. That move came during a spree of megadeals that included Fiserv’s acquisition of First Data for $22 billi...

As ESG analytics from data providers (MSCI, S&P Global, Sustainalytics/Morningstar) have proliferated, digital platforms and broker-dealers seeking to leverage this data have lost focus on their primary mission: creating an engaging self-directe...