Research

In 2025, Javelin Strategy and Research expects a continuation of the change and disruption that defined this past year, with one important change. Banks that have sought to reimagine themselves in the image of technology companies will firmly em...

The wealth management and investor landscapes continue to move into the uncharted waters of rapidly changing technology, economic uncertainty, and political and social change. As advisor and investor behaviors evolve with workflow automation, th...

Going too far to protect identity has put the financial services industry at increased risk. Reluctance to share critical signals across disparate platforms and sectors has pigeon-holed financial institutions into limited views of the consumers ...

The long-awaited final rules under Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 present technology departments and tech leadership with a new set of compliance challenges that will require them to assess ...

Successful sharing of threat intelligence must move beyond the borders of traditional financial services and governments to include social media, a breeding ground for cybercrime and nation-state threats. This will be tricky for FIs, which must ...

Mass-market credit cards must balance features and rates to attract average U.S. consumers. This Javelin Strategy & Research report benchmarks general-purpose credit cards by 10 major issuers with an eye toward the most appealing pitches across ...

Closed-loop prepaid programs continue enjoying strong growth across the breadth of the industry. In this annual report, Javelin Strategy & Research takes a look at the market for closed-loop prepaid programs across a range of categories and iden...

ePayables providers were assessed quantitatively and qualitatively across four categories: Supplier Enablement, Cross-Border, Ledger and Back-Office Integration, and Infrastructure and Architecture. This broad-based and robust evaluation allowed...

OS-based mobile wallets, particularly Apple’s, maintain the dominant share of the market. But challengers are coming in various alternative payment forms (such as account-to-account transactions) and in-app payments favored by merchants wishing ...

Walmart’s announcement that it will offer shoppers the option to check out with instant pay-by-bank payments beginning in 2025 is a major development for real-time payments, pay-by-bank, and the retail industry in the United States. As the world...