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Getting a Piece of the Buy Now, Pay Later Pie

  • Javelin Report
  • Date: May 26, 2021
  • Research Topics(s): Payments
Buy now, pay later financing is a burgeoning alternative payment method at the digital and physical point of sale. As availability and adoption increase in the United States and abroad, banks and credit unions must ensure they play a role. This ...

The Black Swan, The Vicious Cycle, and the Crisis in Cyber Insurance

The disruption caused by the Colonial Pipeline ransomware attack thrust the ransomware epidemic into the national spotlight. Policymakers, executives and consumers may be scrambling to understand how something like this could happen, but those i...

The Weakest Link: Changing Consumers’ Cybersecurity Behaviors

Cybersecurity awareness training and education have finally reached a tipping point and have proved, over the long haul, to be successful. Anti-phishing campaigns have taken time to resonate, but the success of phishing campaigns has declined as...

Direct Indexing: The Advisor, ESG and Me

Younger generations of investors want compelling digital experiences and socially responsible portfolios that reflect their values. Direct indexing, while not a silver bullet, enables investment advisers to personalize portfolios, deliver a rich...

Dual-AUS Submissions Offer Mortgage Lenders New Digital Efficiency Gains

As the mortgage industry transitions to a purchase market, lenders have a unique opportunity to reimagine the role of automated underwriting systems in the borrower qualification and product eligibility process.

Exposing the Risks of Remote Deposit Capture

With the passage of the Check Clearing for the 21st Century Act (Check 21), enacted in 2003 , financial institutions began accepting electronic check images from depositing consumers, and there was no looking back. Remote deposit capture (RDC) t...

Tech Enablement for Trusted Advisers

Digital originations help lenders engage with consumers earlier in the process of buying homes and cars. But even the most sophisticated lenders often struggle with extending these enhancements to professionals outside their organizations who ar...

Robo‐Wholesaler: Redefining the Asset Manager and Advisor Relationship

Fee pressures and the ubiquity of information on funds and other investment product have put the onus on the asset management wholesaler to serve in an advisory capacity, rather than one focused on sales. Portfolio analytics tools enable the who...

Digital Déjà Vu: Banks Miss Another Stimulus Opportunity

As the third round of stimulus payments reached U.S. consumers, most digital banking sites provided little, if any, guidance as to how best to put the funds to use. Banks missed a perfect opportunity to showcase financial fitness tools and conte...

The Gaping Digital Divide in Push Notifications

Although financial alerts are a crucial conduit for long-term, proactive relationships, the majority of U.S. banks and credit unions have handicapped themselves in two ways. They are both deaf and dumb – deaf to consumer demand for personalized ...
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