Matthew Gaughan

Analyst, Payments

Matt is an Analyst in Javelin’s payments practice. As part of the tech and infrastructure team, his research focuses on networks, issuing and acquiring financial institutions, processors, and payments technology companies. Matt’s analysis helps provide clients with strategic frameworks to modernize their technology and develop products and features.

Prior to joining Javelin, Matt was an analyst at Insider Intelligence. His responsibilities included researching and writing reports, newsletters, and other content related to the banking industry. Matt earned a Bachelor of Science in Business Administration degree in Finance from Seton Hall University. 

Latest Insights

June, 2025
Javelin Report
The Future of Payments Is Coming. Is Your Core Ready?

Modernizing core banking systems is now essential for delivering real-time, secure, and scalable payments. This Javelin Strategy & Research report examines how legacy cores are bei...

May, 2025
Impact Note
The Proxy Economy: AI Agents and the Payment Stack

For technology leaders at financial institutions, the change in assumptions brought about by agentic commerce—removing people from transactions—also changes how systems are designe...

April, 2025
Impact Note
What FIS’s Latest Deal Says About Finding Synergies Across the Payments Value Chain

A move by FIS to unload Worldpay—which it acquired to much hoopla in 2019, a year that also saw a huge deal between Global Payments and TSYS—illustrates the difficulty of finding s...

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