Matthew Gaughan

Analyst, Tech & Infrastructure

Matt is an Analyst in Javelin’s payments practice. As part of the tech and infrastructure team, his research focuses on networks, issuing and acquiring financial institutions, processors, and payments technology companies. Matt’s analysis helps provide clients with strategic frameworks to modernize their technology and develop products and features.

Prior to joining Javelin, Matt was an analyst at Insider Intelligence. His responsibilities included researching and writing reports, newsletters, and other content related to the banking industry. Matt earned a Bachelor of Science in Business Administration degree in Finance from Seton Hall University. 

Latest Insights

August, 2026
Javelin Report
As AI Costs Grow, Here’s How Banks Can Manage the Economics

AI is spreading through banks faster than any technology on record, bringing new opportunities alongside rising costs and operational complexity. As pricing models evolve and AI us...

August, 2026
Data Snapshot
Research Is Changing Shopping Experiences and the Customer Journey

Today's shopping journey is a connected experience. Research, convenience, and seamless integration between stores and websites shape where and how consumers complete a purchase.

July, 2026
Javelin Report
Embedded Risk: Risk Management Finds a Home in the Tech Stack

As payments become faster and automated, risk management is moving from the sidelines to the center of transaction processing. Real-time payments, open banking, and agentic AI are ...

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