Payments Research

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Next Steps for Crypto: Weathering the FTX Fallout

The collapse of FTX and Alameda Research has given cryptocurrency another black eye and provided fodder for skeptics about the industry and digital assets. But the situation, as ugly as it is, could provide the perfect catalyst for the industry ...

2023 Digital Banking & Digital Lending Trends

As we brace for a tumultuous year setting up against the troubling economic backdrop, there will be a lot to consider for digital strategists. Join Mark Schwanhausser, Emmett Higdon, Babs Ryan, and Ian Benton as they discuss implications for dig...

2023 Payments Trends

The payments ecosystem is evolving. The Javelin and Mercator analysts joined forces to bring their clients the most comprehensive payments trends and forecasts. Join Brian Riley and James Wester, co-heads of payments, as they discuss the impact ...

2022 Buy Now, Pay Later Scorecard 

The buy now, pay later industry—widely known as BNPL—has become so popular and competitive that Javelin Strategy & Research is rolling out its first scorecard of the major players in the space. The scorecard assesses five companies examined in a...

What New Small Businesses Want From Their Primary FIs

Giant banks are dominating the fight for primary relationships with young businesses—and with it the battle for the businesses of the future. To avoid fighting for table scraps, smaller banks need to broadcast their strengths while working with ...

Small Business Neobanks Are Outflanking Traditional FIs

Neobanks have become a growing force in the small business market, in terms of their number and their advanced feature sets. They pose a particular threat to community banks' and credit unions' small business portfolios, in part because of their...

Datonomy Partnership: Toward a New, Unified Taxonomy for Digital Assets

With financial institutions entering the digital asset and crypto space, a real need has grown for a standard taxonomy that banks, asset managers, financial advisors, and others can refer to when dealing with this developing asset class. Goldman...

2023 Cryptocurrency Trends & Predictions

Javelin identifies the key digital trends, emerging opportunities, and risks in cryptocurrency for 2023 and beyond.

2023 Payments Trends & Predictions

The annual payment trends report will highlight the top three business drivers for change in 2023.

2023 Small Business Banking Trends & Predictions

An overview of three trends that will be critical for the banking industry to address in the coming year.

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