Payments Research

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Countering Fraud in the SMB and Payments Space

Join us in this exclusive session where we’ll discuss fraud threats and trends facing small business FIs, and best practices for detection and prevention.

Driving consumer choice and optimization of ACH payments through open banking and multi-rail

This panel will explore consumers' rising demand for choice in the payment space and how that desire for flexibility will increasingly impact the way they adopt technology to pay and get paid. 

Redefining “Community”: How Small Banks and Credit Unions Can Compete and Thrive in Business Banking

Making gains in business banking is a daunting proposition for community banks and credit unions. The 25 biggest banks in the United States account for 84% of primary banking relationships with small businesses. However, as this Javelin Strategy...

Cryptocurrency and the Digital Advice Opportunity

The investment landscape is changing. Nearly half of advised investors also have self-directed accounts, and a good number of those investors are investing in cryptocurrency. Further, they’re often using third-party retail brokers and crypto exc...

Banks, Credit Unions, & Crypto

Join experts from CryptoFi, Finastra, Chainalysis, Javelin Strategy & Research, and Strategic Resource Management, Inc. as they discuss the opportunity, strategy, and use cases that digital ledger technology (DLT) and digital assets like cryptoc...

Buy Now, Pay Later’s Suddenly Uncertain Future

Buy-now, pay-later (BNPL) products—largely pioneered by fintechs—have proved enormously popular with consumers and have drawn the interest of credit card networks and traditional financial institutions that want to get in on those payments. But ...

Upping the Ante: Deconstructing the BlackRock and Coinbase Integration

BlackRock and Coinbase are partnering to offer bitcoin, which will give institutional investors access to crypto. This puts them at the forefront of institutional adoption and in competition with Fidelity Digital Assets, which has built its cryp...

Crypto Retirement Solutions for Self-Directed Investors

Cryptocurrency investment has emerged as a tax-deferred retirement solution, which solves a problem for crypto investors also looking at a long-term investment horizon that expects capital gains. As younger investors—those between the ages of 21...

Differing Models Continue to Define P2P Payments

The funding mechanism consumers use for their person-to-person (P2P) transactions will determine the financial relationship P2P platforms can build with their users. P2P operators must figure out how to make the unprofitable yet popular industry...

Apple Wants to be a Payments Power Like Block and Stripe

Apple’s acquisition of Credit Kudos—along with a report that it’s preparing to move into processing, risk assessment, dispute resolution, and more—signals a coming move into payments. The tech giant’s built-in advantages will make it a formidabl...

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