Payments Research

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

2020 Payments Trends

  • Javelin Report
  • Date: December 3, 2019
  • Research Topics(s): Payments
Payments professionals face a world that has a plethora of choices but a lack of guidance from regulators, payment schemes, and technology providers on how to move forward. The technical aspects of payments are designed, but the consumer experie...

2020 Small Business Banking & Payments Trends

Javelin outlines three key areas small business bankers should consider to be key priorities in the coming year: electronic payments, serving the expanding freelance and self-employed market, and digital account opening for business products.

Growing P2P Adoption

  • Javelin Report
  • Date: November 26, 2019
  • Research Topics(s): Payments
P2P growth in the U.S. market is on an upward trajectory with fintech providers leading the way. Apple, Google, PayPal, and others provide consumers a vital service as many financial institutions struggle to provide the needed financial services...

How Accounting Platforms Have Become De Facto Banks for Business Owners

This report details how this evolution has occurred, and explores how banks can cement their status as the centralized hub through which business clients monitor and manage their finances.

The Contactless Conundrum: Making The Business Case

  • Javelin Report
  • Date: October 21, 2019
  • Research Topics(s): Payments
The United States recently moved to chip technology but is it ready for contactless payments? Issuers and merchants both need each other to make the business case to upgrade to near field communication (NFC) options. The report reviews the busin...

How Amazon Is Redefining Payments

  • Javelin Report
  • Date: September 17, 2019
  • Research Topics(s): Payments
The past several years have been filled with water cooler conversations of "what happens if Amazon becomes a bank". The good news is that they don't want to be a bank. Amazon wants to partner with merchants as a payment service provider to build...

Developing a Faster Payments Strategy for the Small-Business Market

In this report, we examine the progress made so far in developing faster payments technologies, how that will influence how small businesses make payments, and how banks and service providers can develop products that will allow business owners ...

Libra’s Long Reach Impact in Payments

  • Javelin Report
  • Date: July 19, 2019
  • Research Topics(s): Payments
The launch of The Libra Association came about with fanfare and a big misstep. Instead of focusing on the non-profit organization and what a new payment association, or scheme, could mean for the world of payments, the media and regulators are f...

Building Digital Banking for Entrepreneurs and the Self-Employed

This report explores the opportunity available to banks, credit unions, and digital banking vendors to develop a solution targeted at this segment and outlines the leading digital features that would constitute such an offering.

Prospective Innovative Payment Technology Partners: Best of Finovate Spring 2019

  • Javelin Report
  • Date: July 1, 2019
  • Research Topics(s): Payments
Partnering with fintechs can be a daunting task. Assuming due diligence has been done internally to establish a fintech program (see Javelin’s How to Gain the Competitive Edge through Fintech as Payment Processors Merge) – in and of itself a sub...

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