Sophia Gonzalez

Sophia Gonzalez

Analyst, Debit

Sophia is a research analyst at Javelin supporting the Debit practice.

Prior to Javelin, Sophia worked as a consulting analyst at Visa. Her quantitative analyses focused on pricing models to empower client strategy and optimize processing. She has contributed to a wide variety of projects including new product development, market adaptation, and consumer insights.

Sophia has a Bachelor of Science degree in statistics. 

Latest Insights

February, 2023
Javelin Report
2023 Annual U.S. Debit Card Market Data Review

The seventh annual review of the U.S. debit card market consolidates data and analyzes recent trends shaping the use of these cards. In addition, a near-term forecast for debit vol...

December, 2022
Impact Note
Debit Regulation II Clarification

A new clarification to a debit regulation sets standards for dual routing in card-not-present transactions, but how will the Federal Reserve Board’s regulation affect merchants, de...

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