Sophia Gonzalez
Analyst, Debit
Sophia is a research analyst at Javelin supporting the Debit practice.
Prior to Javelin, Sophia worked as a consulting analyst at Visa. Her quantitative analyses focused on pricing models to empower client strategy and optimize processing. She has contributed to a wide variety of projects including new product development, market adaptation, and consumer insights.
Sophia has a Bachelor of Science degree in statistics.
Latest Insights
2023 Annual U.S. Debit Card Market Data Review
The seventh annual review of the U.S. debit card market consolidates data and analyzes recent trends shaping the use of these cards. In addition, a near-term forecast for debit vol...
Debit Regulation II Clarification
A new clarification to a debit regulation sets standards for dual routing in card-not-present transactions, but how will the Federal Reserve Board’s regulation affect merchants, de...
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