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Payments
People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.
What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Capital One and Discover: A Big Deal, Not a Cakewalk
- Impact Note
- Date: April 22, 2025
- Author(s): Brian Riley
- Research Topic(s): Credit
Surcharging on Card Transactions: In Search of Balance
- Javelin Report
- Date: April 22, 2025
- Author(s): Craig Lancaster
- Research Topic(s): Merchant
Riffing on Tariffs: Now is the Time to Build Your Small Business Card Portfolio
- Javelin Report
- Date: April 18, 2025
- Author(s): Brian Riley
- Research Topic(s): Credit
Instant Payments From the Frontlines: Overcoming Operational Challenges
- Sponsored Webinar
- Date: May 6, 2025
- Author(s): James Wester
- Research Topic(s): Emerging
Payment Orchestration: Making the Juice Worth the Squeeze
Tech Meets Tariffs: Cross-Border Payments in 2025
- Javelin Report
- Date: March 31, 2025
- Author(s): Hugh Thomas, Ben Danner
- Research Topic(s): Commercial & Enterprise
‘Disappearing’ Accounts and the Future of Payments
- Javelin Report
- Date: March 27, 2025
- Author(s): Craig Lancaster
- Research Topic(s): Emerging
Seven Credit Card Warning Signs in 2025: Don’t Stop Lending, but Watch Out
- Javelin Report
- Date: March 27, 2025
- Author(s): Brian Riley
- Research Topic(s): Credit
The Fate of the CFPB and Section 1033 Rules
- Impact Note
- Date: March 26, 2025
- Author(s): Matthew Gaughan
- Research Topic(s): Tech & Infrastructure
Understanding Solana for Financial Services
- Javelin Report
- Date: March 26, 2025
- Author(s): Joel Hugentobler
- Research Topic(s): Digital Assets & Crypto
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