Payments Research

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Next Steps for Crypto: Weathering the FTX Fallout

The collapse of FTX and Alameda Research has given cryptocurrency another black eye and provided fodder for skeptics about the industry and digital assets. But the situation, as ugly as it is, could provide the perfect catalyst for the industry ...

2023 Payments Trends

The payments ecosystem is evolving. The Javelin and Mercator analysts joined forces to bring their clients the most comprehensive payments trends and forecasts. Join Brian Riley and James Wester, co-heads of payments, as they discuss the impact ...

19th Annual U.S. Closed-Loop Prepaid Card Market Forecast

This report highlights trends for 11 closed-loop products encompassing such areas as transit, nutrition assistance, consumer incentives, and petroleum. We lean on consumer use and sentiment toward these cards. Economic conditions and market turm...

2022 Buy Now, Pay Later Scorecard 

The buy now, pay later industry—widely known as BNPL—has become so popular and competitive that Javelin Strategy & Research is rolling out its first scorecard of the major players in the space. The scorecard assesses five companies examined in a...

Cross-Border B2B Payments: Continuous Improvement Underway

No other global payments innovation effort has garnered as much recent attention as cross-border payments, where improved user experiences have been a focal point for the financial services industry. While the early concern was around greater ac...

Datonomy Partnership: Toward a New, Unified Taxonomy for Digital Assets

With financial institutions entering the digital asset and crypto space, a real need has grown for a standard taxonomy that banks, asset managers, financial advisors, and others can refer to when dealing with this developing asset class. Goldman...

2023 Cryptocurrency Trends & Predictions

Javelin identifies the key digital trends, emerging opportunities, and risks in cryptocurrency for 2023 and beyond.

2023 Outlook: Commercial and Enterprise Payments

Mercator Advisory Group provides an early view into the success metrics that will drive commercial and enterprise payments as we move into 2023 and beyond. With the potential of a global recession, expect risk management to play a crucial role i...

2023 Outlook: Credit

  • Impact Note
  • Date: November 16, 2022
  • Author(s): Brian Riley
  • Research Topic(s): Credit
The perfect credit storm is brewing. Interest rates are up, and stocks are down. Inflation is surging, and savings rates are falling. Consumers and lenders are less confident, and a geopolitical issue in Ukraine is almost one year old. As credit...

2023 Outlook: Debit and Alternative Products

  • Impact Note
  • Date: November 16, 2022
  • Author(s): Brian Riley
  • Research Topic(s): Debit
Debit card issuers will need to navigate a recession caused by excess demand. Potential regulations that affect credit will bring volume to debit as the value proposition shifts. New products will push the United States closer to open banking an...

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