What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Overdraft Fees at an Inflection Point, Not a Cliff
Mercator Advisory Group releases new research that looks at the complex state of overdraft fees and the changes that are occurring.
Digital Wallets: Moving Beyond Payments With Expanding Options
This new Mercator research delivers a look at the state of digital wallets, where they are headed, and actions that may need to be taken now.
Data Aggregation: Empowering FI Decision Making
A new report from Mercator Advisory Group looks at the data aggregation market. It discusses how data aggregation will effect your business and what actions you need to take to manage the aggregation.
The Emerging Age of the Super App
Mercator Advisory Group releases new research with a view of the super app ecosystem and how this impacts the financial services industry.
2022 ATM Market Summary: Coping in a New Cash and Digital Era
Mercator Advisory Group releases new research exploring market trends and consumer usage regarding ATMs in the COVID-19 era.
Unattended Commerce: The Store of the Future?
This report reviews the effects of the pandemic and the continued growth of unattended commerce.
International Commercial Credit Cards: Market Review and Forecast, 2021-2026
A new Mercator Advisory Group research report reviews developments and trends for commercial credit cards in markets outside of North America, where business travel spending has started to improve.
NFTs and Financial Institutions: Planning an Implementation That Manages the Risks
New report finds NFTs will prove to be a pivotal solution that links real-world assets to the internet. Recognizing this, large institutions have jumped in, despite many reported thefts. It’s clearly time for every FI to learn about NFTs and why...
Apple Wants to be a Payments Power Like Block and Stripe
Apple’s acquisition of Credit Kudos—along with a report that it’s preparing to move into processing, risk assessment, dispute resolution, and more—signals a coming move into payments. The tech giant’s built-in advantages will make it a formidabl...
Russian Credit Cards Will Lose Relevance as Their Economy Tumbles
Russia was primarily a cash economy until 2012, when payment cards began to displace cash. Recent global events indicate that domestic card usage will continue, with growth in debit transactions, but Russian credit card volumes will languish.