Christopher Miller

Lead Analyst, Emerging Payments

Christopher helps Emerging Payments clients cut through the hype and the headlines surrounding new and emerging payments technologies.  With over a decade of experience distilling trends into priorities, Christopher’s research offers a key to prioritizing investments into “what’s next” for payments, helping financial institutions remain relevant as consumer preferences and technological capabilities continue to shift.

Christopher’s background includes times as a graduate student and college history professor focused on US Urban History in the late 19th and early 20th centuries. A fan of hiking, cycling and travel, Christopher spends his spare time working for Major League Baseball providing technical support for live game tracking activities. 

Christopher has a Bachelor of Arts degree in History from Gonzaga University and a PhD in History from Marquette University.

Latest Insights

February, 2026
Javelin Report
Building the Bridge to Payments: 3 Investment Trends for 2026 and Beyond

Investment in fintechs’ payment technology in 2026 is being shaped by a strong shift toward “bridging technologies” that connect legacy systems with emerging capabilities. Investor...

January, 2026
Impact Note
Agentic Standards: Platform Opportunities and Platform Solutions

The development of open agentic commerce protocols—notably the Universal Commerce Protocol (UCP) and Agent Commerce Protocol (ACP)—represent an expected and necessary alternative t...

December, 2025
Impact Note
Are Consumers Showing Interest in Direct Payments?

Javelin Strategy & Research’s data dives into consumer behavior show that consumers’ usage of and interest in lower-cost payment methods like account-to-account transactions and pa...

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