Christopher Miller
Lead Analyst, Emerging Payments
Christopher helps Emerging Payments clients cut through the hype and the headlines surrounding new and emerging payments technologies. With over a decade of experience distilling trends into priorities, Christopher’s research offers a key to prioritizing investments into “what’s next” for payments, helping financial institutions remain relevant as consumer preferences and technological capabilities continue to shift.
Christopher’s background includes times as a graduate student and college history professor focused on US Urban History in the late 19th and early 20th centuries. A fan of hiking, cycling and travel, Christopher spends his spare time working for Major League Baseball providing technical support for live game tracking activities.
Christopher has a Bachelor of Arts degree in History from Gonzaga University and a PhD in History from Marquette University.
Latest Insights
2025 Emerging Biometric Authentication at the Point of Sale Scorecard
This inaugural Javelin Strategy & Research scorecard assesses the emerging market for biometric authentication at the point of sale and identifies three Pillars in this emerging te...
2026 Emerging Payments Trends
In emerging payments, hype comes first, often well in advance of the actual broad use of the payment tools and technologies. In 2026, after a year of press releases heralding the t...
Digital Money Comes to Payments, but the Crypto Has Disappeared
Digital money has come to payments, but the now isn’t the future that was once envisioned. “Cryptocurrency”—the word and the experience—is receding, and moving value through digita...
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