Research

The legacy view of accounts—rigid holdings and lines of credit in financial silos—is yielding to the reality of open banking and interoperability, by which the walls around those accounts disappear and money movement becomes freer and more easil...

For credit card managers, assessing risk metrics and adjusting their strategies are the bedrock aspects of the job. Right now, those messages are mixed. Unemployment is steady, inflation remains high but is better than last year, yet consumers a...

The Trump administration’s efforts to shrink the federal government have stalled the Consumer Financial Protection Bureau’s actions, including litigation related to and enforcement of Section 1033, the collection of rules regarding the use and s...

The Ethereum blockchain is the leader in institutional use among providers of financial services, but Solana is making a strong case for consideration. Its throughput capacity and transaction speed—driven by the Firedancer upgrade that patched s...

Javelin’s review of mobile banking apps from a major retail bank and two neobanks in the United Kingdom illustrates ways that U.S. banks and credit unions can improve digital experiences to:

Galileo ranks as the Best in Class winner in Javelin Strategy & Research’s inaugural Digital Issuance Provider Scorecard. Galileo’s flexible, secure, scalable and fully integrated Digital First platform drives innovation across payments and fina...

Javelin’s analysis of six top U.S. banks assesses their progress in developing dynamic money movement hubs that enable customers to manage payments, forecast cash flow, and weigh options that include transfers, bill pay, Zelle, wires, mobile dep...

The U.S. cryptocurrency industry, once facing a hostile regulatory environment, is experiencing a reset under the new Trump administration. Key moves from the White House in the first 90 days, including executive orders and crypto-friendly appoi...

AI systems are transforming wealth management operations as firms face an unprecedented challenge: balancing innovation with oversight. This report examines whether current frameworks can adequately protect investors from AI-driven disasters or ...

The rapid action of the so-named Department of Government Efficiency, combined with budgetary priorities that could sap aid programs, highlights a potentially tumultuous time for prepaid programs that interact with the federal government. As the...