Research

Javelin’s review of mobile banking apps from a major retail bank and two neobanks in the United Kingdom illustrates ways that U.S. banks and credit unions can improve digital experiences to:

Galileo ranks as the Best in Class winner in Javelin Strategy & Research’s inaugural Digital Issuance Provider Scorecard. Galileo’s flexible, secure, scalable and fully integrated Digital First platform drives innovation across payments and fina...

Javelin’s analysis of six top U.S. banks assesses their progress in developing dynamic money movement hubs that enable customers to manage payments, forecast cash flow, and weigh options that include transfers, bill pay, Zelle, wires, mobile dep...

The U.S. cryptocurrency industry, once facing a hostile regulatory environment, is experiencing a reset under the new Trump administration. Key moves from the White House in the first 90 days, including executive orders and crypto-friendly appoi...

AI systems are transforming wealth management operations as firms face an unprecedented challenge: balancing innovation with oversight. This report examines whether current frameworks can adequately protect investors from AI-driven disasters or ...

The rapid action of the so-named Department of Government Efficiency, combined with budgetary priorities that could sap aid programs, highlights a potentially tumultuous time for prepaid programs that interact with the federal government. As the...

Although the AI future isn’t coming as quickly as we were told, it will arrive. Bringing that future to life will require new plumbing (read: technological standards and infrastructure), and a number of key business opportunities are going to be...

Many merchants are exploring alternative ways to accept payments from customers and reduce the rising cost of accepting card payments, but is the U.S. banking infrastructure ready to support a retail purchase as an account-to-account transfer? P...

In the fight against ever more sophisticated and complex scams, financial institutions are hamstrung in various ways, chiefly by their own priorities: They give a bigger budgetary priority to dealing with regulatory issues, enhancing consumer-fa...

The push for real-time payments is gaining momentum in the United States, but the share that’s shifting to such payments remains minimal. By taking cues from the success of real-time payments in other global markets and creating expanded busines...