How Will Agentic Commerce Affect Consumer Credit?
- Date:May 13, 2025
- Author(s):
- Ben Danner
- Report Details: 5 pages, 1 graphics
- Research Topic(s):
- Credit
- PAID CONTENT
Overview
Agentic commerce is coming, with AI-driven agents projected to make buying decisions and complete transactions on behalf of consumers. The reports in this series, spanning several Javelin Strategy & Research Payments practices, set expectations for what’s on the way and advise players in payments on how to prepare.
Other reports in the series:
Agentic Commerce: The Payments Are Here, but Are the Agents Ready?
Agentic Commerce and Merchants: Get Ready for a New Reality—and Some Turbulence
Bots in the Back Office: Agentic AI and Commercial Payments
Fraud in the Age of Agentic Commerce
Prepaid Is Positioned to Bridge Gaps in Agentic Commerce
Stablecoins, the Agentic Secret Sauce
The Proxy Economy: AI Agents and the Payment Stack
Unlock The Full Series
Access every report in this bundle to get the complete picture.
Book a Meeting with the Author
Related content
Klarna Gets Its Wrist Slapped Again: BNPL Brings Volume, but Not Credit Quality or Profits
Klarna’s buy-now, pay-later model is colliding with global regulation. A Netherlands court has invalidated consumer debts, ruling BNPL creates credit obligations—despite zero inter...
Co-Branded Credit Cards Smoke, Private Labels Choke
Co‑branded credit cards thrive when financial institutions and consumer brands join to create value neither could deliver alone. When designed well, these partnerships fuel custome...
2026 Credit Card Risk: Happy Days are Here Again (For Top Issuers)
The year bodes well as 2026 approaches the end of the first quarter. Economic indicators are strong, the credit card market is growing at a healthy rate, and credit cards rem...
Make informed decisions in a digital financial world
