How Will Agentic Commerce Affect Consumer Credit?
- Date:May 13, 2025
- Author(s):
- Ben Danner
- Report Details: 5 pages, 1 graphics
- Research Topic(s):
- Credit
- PAID CONTENT
Overview
Agentic commerce is coming, with AI-driven agents projected to make buying decisions and complete transactions on behalf of consumers. The reports in this series, spanning several Javelin Strategy & Research Payments practices, set expectations for what’s on the way and advise players in payments on how to prepare.
Other reports in the series:
Agentic Commerce: The Payments Are Here, but Are the Agents Ready?
Agentic Commerce and Merchants: Get Ready for a New Reality—and Some Turbulence
Bots in the Back Office: Agentic AI and Commercial Payments
Fraud in the Age of Agentic Commerce
Prepaid Is Positioned to Bridge Gaps in Agentic Commerce
Stablecoins, the Agentic Secret Sauce
The Proxy Economy: AI Agents and the Payment Stack
Unlock The Full Series
Access every report in this bundle to get the complete picture.
Book a Meeting with the Author
Related content
Regulatory Issues in Credit Cards: Preparing for the World of AI
From constitutional preemption to modern AI, the forces shaping credit cards are more complex and consequential than ever. Federal dominance, limited state influence, and evolving ...
Rewiring the Credit Card Value Proposition: From Best Card to Best Relationship
High credit card interest rates are reshaping the economics of the industry, putting pressure on consumers while increasing risks of delinquencies and losses. Widening spreads, shi...
Klarna Gets Its Wrist Slapped Again: BNPL Brings Volume, but Not Credit Quality or Profits
Klarna’s buy-now, pay-later model is colliding with global regulation. A Netherlands court has invalidated consumer debts, ruling BNPL creates credit obligations—despite zero inter...
Make informed decisions in a digital financial world
