2025 Digital Issuance Provider Scorecard

Effective Digital Issuance Providers

Digital issuance of debit cards is a competitive necessity for financial institutions responding to consumer demand for seamless digital payments. With 50% of issuers planning to expand investments in this space, digital issuance helps reduce friction in account setup and card replacement by allowing customers to access new credentials immediately. It also supports digital provisioning to mobile wallets such as Apple Pay and Google Pay—preventing transaction delays and helping issuers keep their cards top-of-wallet in today’s competitive payments environment. 

The 2025 Digital Issuance Provider Scorecard evaluates eight digital issuance providers—Alviere, B4B Payments, CPI Card Group, Entrust, FIS, Fiserv, Galileo, and Thales—based on 25 criteria across features and functionality, technology capabilities, and customer support. This report offers a comprehensive look at how leading vendors are enabling real-time digital card delivery, mobile wallet integration, and flexible, scalable platforms. It serves as a valuable resource for issuers looking to expand or enhance their digital issuance capabilities.

What You’ll Learn About Digital Issuance Providers

• Why digital issuance is a strategic priority for debit card issuers looking to meet consumer demand and reduce friction.
• Which top digital issuance providers lead the market in technology capabilities, mobile wallet integration, and overall performance.
• The core features that define a best-in-class digital issuance platform, including scalability, customer support, and digital provisioning.

Preview Of Key Findings and Javelin Recommendations

The 2025 Digital Issuance Provider Scorecard reveals how top-performing platforms stand out—not just through strong technology, but by supporting end-to-end success. That includes faster deployment timelines, intuitive staff onboarding, and reliable ongoing service. These elements are essential for issuers building modern digital issuance strategies that reduce friction and increase customer satisfaction. 

A key differentiator among providers is support for mobile wallet provisioning. Most vendors now enable debit card push provisioning and EMV tokenization to wallets like Apple Pay, Google Pay, and Click to Pay. This capability helps issuers maintain top-of-wallet status by ensuring new credentials can be accessed instantly, minimizing payment disruptions and improving the overall digital payments experience.

Companies Mentioned: 

Alviere, American Express, Apple Pay, B4B Payments, CPI Card Group, Discover, Entrust, FIS, Fiserv, Fitbit Pay, Galileo, Garmin Pay, Google Pay, Mastercard, PCI, PayPal, Paze, Samsung Pay, Thales, Venmo, Visa