Disha Bheda

Analyst, Digital Banking

Disha is an analyst at Javelin’s Digital Banking Practice. Before joining Javelin, Disha has held a range of roles in financial services and technology, including in investments research and operations, and as a financial analyst.

Originally from India, Disha studied economics and computer science at Stony Brook University in New York and finance from Loyola Institute of Business Administration, India.

Latest Insights

August, 2026
Javelin Report
2026 Mobile Banking Scorecard

For the third consecutive year, U.S. Bank has claimed the top spot in the Javelin Strategy & Research Mobile Banking Scorecard, narrowly edging competitors Bank of America and Trui...

August, 2026
Javelin Report
2026 Online Banking Scorecard

Truist, which reached the leaderboard of the Javelin Strategy & Research Online Banking Scorecard for the first time in 2025, has ascended to the top spot in the year’s version. Th...

June, 2026
Javelin Report
CDs Have a Role to Play in Personal Finance but Lack Digital Support and Engagement

Certificates of deposit aren’t obsolete; they’re underleveraged. Although a quarter of banked consumers hold CDs, most banks treat them as static products with minimal digital supp...

Events

May 22, 2024 | 09:05 AM to 10:00 AM (PST)
Ian Benton will present key opportunities for financial institutions and fintechs in a new financial...
February, 2026
Javelin's Digital Banking team takes a look at the trends shaping the industry in 2026....

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