Dylan Lerner

Senior Analyst, Digital Banking

Dylan Lerner provides strategic insights and consulting for the financial services industry. Before joining Javelin in 2020, Dylan worked in full-service departments at international research firms, where he used both quantitative and qualitative methodologies to deliver comprehensive insights. A subject matter expert in mystery shopping, Dylan has conducted research on topics that include digital transformation, customer journey optimization, customer satisfaction, competitive benchmarking, brand promise delivery, and regulatory compliance.

Dylan holds a Bachelor of Science degree in marketing with a minor in quality management and assurance from California State University at Northridge, and a Master of Business Administration degree from California Lutheran University.

Latest Insights

April, 2026
Javelin Report
Why Banks Haven’t Sold Consumers on Account Aggregation—Yet

In theory, the consumer benefits of aggregating bank accounts are numerous, starting with one-stop, 360-degree oversight. And yet a remarkable number of consumers say they actually...

April, 2026
Impact Note
Cash App P2P Lending and the Banking Liquidity Blind Spot

Cash App’s new feature that allows users to break P2P payments into short-term loans recognizes that short-term liquidity isn’t about traditional lending; it’s about meeting a mome...

February, 2026
Impact Note
Chime’s Digital Lending Playbook: Small Dollars, Big Ideas

Rather than competing with banks on loan volume or profitability, Chime’s lending playbook focuses on solving basic consumer cash flow issues through proactive decisioning, frictio...

Events

June 1, 2026 | 09:00 AM to 05:00 PM (CST)
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January, 2025
Join Mark Schwanhausser, Emmett Higdon, and Dylan Lerner as they delve into the trends shaping Digit...

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