Research

The CFPB’s final prepaid rule has increased operational complexities for prepaid cards. At the same time, its refusal to define prepaid products by account structure means that checkless checking providers will need to be careful with their mark...

U.S. merchants are striking back against card-not-present fraud in online transaction. New Mercator Advisory Group research finds U.S. online merchants partnering with tech developers to fight rising card-not-present fraud.

Use of healthcare accounts in the U.S. is booming as healthcare costs rise New Mercator Advisory Group research explores the growth of healthcare accounts as U.S. consumers seek to bridge the gap between expenses and what health insurance covers...

PayPerks Inc. uses sweepstakes-like tools to encourage prepaid card holders to complete financial education modules online or via mobile phone and to complete tasks like cardholder registration or opening savings accounts. Cardholders get the ch...

Blockchain hype has financial institutions scrambling to get involved. But Mercator Advisory Group’s list of the top 10 blockchain realities suggests that resources should be invested elsewhere.

Account aggregation has emerged as a key technology underpinning a wide variety of financial applications — from third-party account verification for financial institutions to services allowing consumers to view all of their accounts within the ...

Gift cards are competitive with discounts as a promotional strategy New research from Mercator Advisory Group forecasts growth for gift card loads in the 2016 holiday season.

Payments continues to be a major theme for financial professionals, along with a looming fraud threat.

This competitive analysis of the nation’s top 30 retail banks and credit unions examines more than 200 online banking features that empower customers to confidently handle financial chores, move money, and steadily achieve financial well-being. ...