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Prepare for the Regulatory Trend Focused on Fairness and Clarity in Financial Services

Regulatory focus on fairness and clarity requires credit card issuers to find profit through operational efficienciesMercator Advisory Group releases a new research note that examines the evolution of regulatory control in financial services

A Digital Future Compels the Use of Technology to Automate Achieving Financial Goals

  • Javelin Report
  • Date: October 3, 2016
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Using automation to predict and help achieve customers’ financial goals can benefit banks and credit unions Mercator Advisory Group research reveals how technology can be deployed to engage customers in building their assets and reaching financi...

Prepaid Fraud Prevention in a Changing World

  • Impact Note
  • Date: October 3, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
The adoption of EMV, the growth of digital payments, and even the growth of social media offer new tools, but also create new vectors for fraud. Providers need to prepare for changes in the fraud landscape and adopt new business and technologica...

Digital Banking Is Taking Hold: The State of Mobile and Online Banking in 2016

  • Javelin Report
  • Date: September 29, 2016
  • Author(s): Ed O'Brien
Digital Banking Is Taking Hold: The State of Mobile and Online Banking in 2016 New research from Mercator Advisory Group examines the demand and potential for mobile and online banking features

13th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2016–2019

  • Javelin Report
  • Date: September 22, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Prepaid load growth slows as segments mature New research from Mercator Advisory Group shows which segments of the prepaid market will grow and which will shrink through 2019.

U.S. Credit Cards Metrics Look Good, but Will Profits Tailspin in 2017?

  • Impact Note
  • Date: September 20, 2016
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Despite the current rosy picture, there may be trouble ahead.

Self-Use of Gift Cards in the United States

  • Impact Note
  • Date: September 15, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Gift card buyers’ purchasing of cards for their own use represents opportunities to retailers Research from Mercator Advisory Group examines the trend toward U.S. consumers purchasing gift cards for self-use.

The U.S. Commercial Card Market: A Growing Virtual Reality

Buyers and suppliers seeing the value-add in electronic accounts payable New research from Mercator Advisory Group examines the U.S. commercial cards market and highlights key trends affecting it

2016 Retail Point of Sale Payment Forecast

  • Javelin Report
  • Date: September 8, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
This report will also highlight individual product growth and share shifts at POS for cards (credit, debit, prepaid, and gift), cash, check, and mobile proximity payments. 

Can Coalition Loyalty Programs Succeed in the United States?

  Can Plenti score points with U.S. shoppers? Mercator Advisory Group releases a new research note assessing the first year of merchant coalition loyalty program Plenti by Amex.
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