Research

Over 7,500 brick-and-mortar stores in the United States have closed in 2017. Some malls have shut down entirely. This surpasses the previous high of just over 6,000 store closings, which occurred in 2008 during the Great Recession. Many merchant...

Regulation will be one of many concerns in the coming year.

In early 2017, debit card transaction volume took an abrupt and steep decline. In 2018, issuers face a new normal with lower and unpredictable growth, compressed margins, and ever-changing fraud challenges. Meanwhile, push payments will make deb...

This report explores that dichotomy in the small business credit card market and enumerates approaches that issuers can use to detail a unique value proposition for small firms encompassing both the feature-rich credit card options that support ...

This report covers how the P2P payment market is evolving from one dominated by wire and money service branches to a digital one where mobile and online channels are the fastest-growing channels. It also covers how partnerships are fueling the g...

Expect more conservative credit card issuance in 2018 as the lenders face increased delinquency and rising interest ratesNew Mercator Advisory Group presents leading U.S. credit card metrics for 2018, projects growth, and assesses credit risk.

The white collar robot is around the corner. Machine learning tirelessly executes simple tasks better than humans.

This report examines the bill pay habits and attitudes of small business owners, and explores how bankers can design a bill payment offering within their online and mobile banking platform that will increase customer engagement and help banks se...

Rapidly growing population of older adults represents market opportunity for fintech innovation in financial services. Mercator Advisory Group releases new research on the market opportunity for financial technology to assist older adults with ...

At a time when interconnected devices and software are becoming ubiquitous, FIs that choose to help extend their customer’s digital identities beyond the bank could stand to become the cornerstone of their digital worlds. And, in the process, FI...