Research

In April 2018, the World Wide Web Consortium (W3C) advanced the Web Authentication (WebAuthn) standard to the Candidate Recommendation stage. This standard defines an application programming interface (API) that can be incorporated into browser...

Drawing on Javelin’s Digital Banking Maturity Path, this initial report provides a strategic roadmap to help understand where mobile banking has grown beyond being just a tool for transactional updates and interactions.

EMV QR codes could solve the e-commerce fraud problem if merchant concerns can be overcome.Mercator Advisory Group releases a new research report on the latest developments in point-of-sale technologies, including EMV chip cards, NFC, and QR Cod...

The Consumer Financial Protection Bureau recently finalized a new rule governing the underwriting of certain short-term loans, notably payday loans. These loans are most frequently provided by local payday lenders, often at extremely high intere...

Drawing on Javelin’s Digital Banking Maturity Path, this report provides a tactical and strategic roadmap to position a bank or credit union as a trusted adviser and long-lasting financial partner. The report identifies 36 principles that are es...

Financial services industry change is driving renewed interest in payments hub solutions.

Analysts from Javelin’s Payments practice recently attended FinovateSpring 2018. Of the firms presenting, Javelin identified four innovative companies, highlighted in the report in alphabetical order, that we felt our clients should be aware of ...

Private label credit cards: 300 million cards and counting Mercator Advisory Group releases a new research report defining the co-brand and private label credit card markets in the U.S.

This report examines the trends that have given rise to this industry, profiles in detail the key players, and explores why banks serving small businesses should take note.

Credit card market entry is just one piece of the strategy as the $974 billion asset investment bank enters U.S. retail banking. Goldman Sachs is positioned for a 2019 entry into the credit card market.