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Debit and 3-D Secure 2.0

  • Impact Note
  • Date: December 28, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
New specifications for 3D Secure have been released as the industry looks to combat the next fraud hurdle, card-not-present transaction losses.Mercator Advisory Group releases new research on preventing fraud in card-not-present debit transactio...

Innovation in Small Business Banking

To help banks looking to give small businesses the tools they demand, this report broadens the "build, buy, or partner" model introduced in previous Javelin research to all types of feature upgrades – providing readers an innovation framework. A...

Supplier Enablement of Cards in B2B E-Payments Requires Persistence, Data, and Technology

Fundamentals remain key, but issuers must consider alternative approaches to advance virtual card use by suppliersNew research from Mercator Advisory Group examines traditional and new methods for advancing supplier enablement

P2P Market Sizing and Introduction of Real-Time Payments

  • Javelin Report
  • Date: December 21, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
This report examines the domestic U.S. P2P market and, briefly, the A2A (account to account, or “me to me”) market. It focuses on how the market is evolving, user channel preferences, key uses of P2P, desired new features, and differences in use...

13th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2016–2019

  • Javelin Report
  • Date: December 20, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Prepaid loads continue to grow as individual segments of the U.S. prepaid cards market struggle New research from Mercator Advisory Group shows which segments of the closed-loop prepaid market will grow, and which will shrink through 2019.

Moving 3-D Secure Forward

  • Impact Note
  • Date: December 20, 2016
  • Author(s): Brian Riley
  • Research Topic(s): Credit
With EMV implementation in the rearview mirror, it is urgent to make card-not-present transactions secure.

2017 Outlook: Commercial and Enterprise Payments

Increasing digitization, improved cash cycle management, better integration, and faster capabilities are all converging as we move into 2017, but risk management is a clear concern in commercial and enterprise payments.

2017 Outlook: Credit

  • Impact Note
  • Date: December 16, 2016
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Industry projections and predictions for U.S. consumer credit cards Credit cards continue to be the most profitable segment for retail banking, but margins are slipping due to changes in non-interest revenue. Volumes are up but the industry must...

2017 Outlook: Customer Interaction

  • Impact Note
  • Date: December 16, 2016
  • Author(s): Joseph Walent
  • Research Topic(s): Merchant
Adapting to the public’s changing expectations of financial institutions will stabilize their course.

2017 Outlook: Debit

  • Impact Note
  • Date: December 16, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
In 2016, the debit card and pay now market found itself managing through the unexpected consequences of a changing market. If anything can be predicted for 2017, it is more unpredictability.
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