Global Interchange Regulation: Impact on Debit Cards

Global Interchange Regulation: Impact on Debit Cards

  • Javelin Report
  • Date: October 18, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
The impact of reduced global card interchange rates on debit cardsMercator Advisory Group releases new research regarding interchange fees in various countries changing the stakes for consumers, issuers, and merchants.
Addressing the Threat of False Positive Declines

Addressing the Threat of False Positive Declines

In the fight against credit and debit card fraud, merchants and issuers unwittingly create unintended casualties when they decline a legitimate cardholder’s transaction because of suspected fraud. No one wins when a “false positive” decline happ...
South Dakota v. Wayfair Inc.

South Dakota v. Wayfair Inc.

As digital commerce has developed over the past 30 years, the Supreme Court of the United States (SCOTUS) has twice ruled on the issue of taxation. Most recently, a June 21, 2018 ruling in South Dakota v. Wayfair Inc. now allows a state to colle...
U.S. Commercial Credit Cards Market Forecast, 2016–2022: Growing at a Healthy Pace

U.S. Commercial Credit Cards Market Forecast, 2016–2022: Growing at a Healthy Pace

The U.S. market for commercial credit cards for mid-to-large corporate segments continues to produce spending growth. Mercator Advisory Group reports that the U.S. commercial credit card market for the mid—to-large corporate segments continues ...
U.S. Corporate Faster Payments Market Overview and Forecast, 2017–2022

U.S. Corporate Faster Payments Market Overview and Forecast, 2017–2022

Speed, data, and risk share the limelight.
All Eyes On Bank of America's Virtual Assistant

All Eyes On Bank of America's Virtual Assistant

​Bank of America first announced its ambitious plans for a mobile banking virtual assistant in the fall of 2016. Dubbed “Erica,” the bank’s assistant ultimately took more than two years of development to reach customers. Erica went live in selec...
U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It

U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It

  • Javelin Report
  • Date: October 11, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Merchant
The rise of the recurring and subscription payments market Mercator Advisory Group releases new research and U.S. market forecast on recurring payments.
2018 Mobile Banking Scorecard: Tactical Tweaks Take Priority Over Strategic Enhancements

2018 Mobile Banking Scorecard: Tactical Tweaks Take Priority Over Strategic Enhancements

Javelin’s 2018 Mobile Banking Scorecard seeks to help financial institutions lay out a strategic road map that leads to deeper engagement and more lasting customer relationships. It provides a data-driven assessment of more than 200 mobile featu...
New Small Business Neobanks Hit the Market

New Small Business Neobanks Hit the Market

In May 2018, Javelin published an overview of the nascent market of small-business-focused neobanks — fintech companies that have built a branchless, mobile-first feature set for business owners while partnering with chartered banks to hold depo...
Small Business Mobile Banking: A Priority Map for Feature Leadership

Small Business Mobile Banking: A Priority Map for Feature Leadership

This report revisits the themes found in Javelin’s 2016 report “Overhauling Mobile Banking for Small Business: Moving Beyond Consumer-Focused Features.” This update of small business mobile banking was undertaken because of the widespread use of...