Using Small Business Credit Cards as a Relationship Builder

Using Small Business Credit Cards as a Relationship Builder

In today’s highly competitive acquisition arena, deposit growth has slowed and organizations are looking for strategies to attract and retain profitable relationships. Market indicators show that the benefit of key services, such as those offe...
Wells Fargo's Greenhouse Puts a Digital Spin on Envelope-Based Budgeting 

Wells Fargo's Greenhouse Puts a Digital Spin on Envelope-Based Budgeting 

Wells Fargo is targeting young consumers with Greenhouse, a mobile banking app with the lofty goal of fundamentally rewiring how consumers budget and manage cash flow. It was launched in November, just five months after Chase unveiled Finn, a si...
The Blurred Lines Between Debit and Prepaid Cards

The Blurred Lines Between Debit and Prepaid Cards

  • Javelin Report
  • Date: December 17, 2018
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Prepaid
Debit and prepaid cards: are there any remaining differences?Mercator Advisory Group releases new research comparing general purpose reloadable prepaid cards with debit cards and analyzing the subtle product differences.
The Connected Car: Still in First Gear for Merchant Commerce

The Connected Car: Still in First Gear for Merchant Commerce

  • Javelin Report
  • Date: December 14, 2018
  • Author(s): Raymond Pucci
  • Research Topic(s): Emerging, Merchant
U.S. auto makers and developers are just starting their engines for connected car e-commerce. New Mercator Advisory Group research discusses the emerging consumer market for mobile order and pay systems in cars.
Equity Sharing: A New Approach for Financing Homeownership and Accessing Equity

Equity Sharing: A New Approach for Financing Homeownership and Accessing Equity

  • Javelin Report
  • Date: December 13, 2018
  • Author(s): Test Test
  • Research Topic(s): Digital Lending
This report introduces a relatively new breed of home financing/refinancing products that represent a significant departure from debt arrangements historically associated with homeownership – e.g., home mortgage and home equity line of credit (H...
Prepaid Card Fraud

Prepaid Card Fraud

  • Impact Note
  • Date: December 13, 2018
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Payments fraud is shifting, with new vulnerabilities emerging as old ones fade.
2018 Identity Protection Service Provider Scorecard

2018 Identity Protection Service Provider Scorecard

Javelin analyzes leading identity protection services providers' solutions, based on current fraud strategies and consumer expectations. For eleven years, Javelin has been benchmarking identity protection vendors and recognizing leading direct-t...
Fighting Payments Fraud: No Rest for the Weary

Fighting Payments Fraud: No Rest for the Weary

Banks and corporations need to invest to counter the myriad, relentless global threats of payments fraud.Mercator Advisory Group reports that the growing global threat of cybercrime creates payments fraud risks that require ongoing investment.
Mortgage Mobilification: Building the Mobile Mortgage Experience

Mortgage Mobilification: Building the Mobile Mortgage Experience

  • Javelin Report
  • Date: December 5, 2018
  • Author(s): Test Test
  • Research Topic(s): Digital Lending
The trend toward digital banking is making its mark in the mortgage space. Digital mortgages have the potential to save consumers and lenders significant time and expense, decreasing closing costs and freeing up personnel from paper-intensive ...
Credit Card Dispute Management: Transactions in the Billions Bring Exceptions in the Millions

Credit Card Dispute Management: Transactions in the Billions Bring Exceptions in the Millions

  • Javelin Report
  • Date: November 30, 2018
  • Author(s): Brian Riley
  • Research Topic(s): Credit
25 million exceptions is not bad considering 66 billion credit card transactions are being processed.Mercator Advisory Group releases a new research report on the merits of effective management of credit card disputes.