Research

Survey Finds 2 in 5 GPR Card Users and Mobile Payers Were Turned Down for a New Bank Account Mercator Advisory Group survey finds prepaid buyers increasingly younger and mobile-enabled

Regulation could affect the future of commercial card programs Mercator Advisory Group examines recent global regulations regarding payment card interchange and fees and their potential impact on commercial cards

U.S. migration to EMV slows as the October liability shift looms Updated Mercator Advisory Group projections indicate a slower than expected transition to EMV due to unanticipated complexities

Can Alternative Payment Methods Challenge Cards for E-Commerce Transactions? Mercator Advisory Group releases new research examining European landscape of e-commerce alternative payment solutions

This report looks at the upcoming EMV liability shift and how it will affect small and micro businesses. As well as the consequences of their delayed transition.  

Understanding Debit Transactions Can Reveal Opportunities Mercator Advisory Group research details processing flow of debit transactions and the impact of market changes on payment transaction routing

Despite high levels of concern about fraud, consumers are slow to adopt security best practices. Gamification, the incorporation of game design elements into non-game applications, can help to build consumer ability and motivate them to take adv...

Marketplace lending spurs innovations in consumer credit Mercator Advisory Group research finds that success of alternative lending models is attracting attention, forcing banks to respond

Meniga and other PFM vendors are trying to create PFM 2.0 to better serve banking customers.

It’s time for FIs to consider connecting the dots with an end-to-end mobile banking experience: using imaging for authentication and enrollment, mobile deposit, mobile balance transfers for switching, mobile photo bill payment, mobile funding, p...