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Company Snapshot: PayPerks, Inc.

  • Impact Note
  • Date: November 14, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Debit, Prepaid
PayPerks Inc. uses sweepstakes-like tools to encourage prepaid card holders to complete financial education modules online or via mobile phone and to complete tasks like cardholder registration or opening savings accounts. Cardholders get the ch...

10 Reasons To Be Skeptical That Blockchain Will Disrupt Financial Services Any Time Soon

  • Impact Note
  • Date: November 11, 2016
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Blockchain hype has financial institutions scrambling to get involved. But Mercator Advisory Group’s list of the top 10 blockchain realities suggests that resources should be invested elsewhere.

Securing Account Aggregation

Account aggregation has emerged as a key technology underpinning a wide variety of financial applications — from third-party account verification for financial institutions to services allowing consumers to view all of their accounts within the ...

2016 Closed-Loop Gift Card Holiday Forecast: Ready for Santa

  • Impact Note
  • Date: November 9, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Gift cards are competitive with discounts as a promotional strategy New research from Mercator Advisory Group forecasts growth for gift card loads in the 2016 holiday season.

Keeping on Track at AFP 2016

Payments continues to be a major theme for financial professionals, along with a looming fraud threat.

2016 Online Banking Scorecard

This competitive analysis of the nation’s top 30 retail banks and credit unions examines more than 200 online banking features that empower customers to confidently handle financial chores, move money, and steadily achieve financial well-being.&...

The CFPB Final Prepaid Rule Is Here: What Now? Start with Disclosures and Marketing

  • Javelin Report
  • Date: November 4, 2016
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
What companies need to do to make sure they are in compliance with the newly released CFPB Final Prepaid Rule New research from Mercator Advisory Group discusses what prepaid program managers need to do now that the final version of the prepaid...

Is Zelle the De Facto P2P Solution in the U.S.?

  • Impact Note
  • Date: November 3, 2016
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Early Warning’s person-to-person platform, rebranded as Zelle, is gathering attention and customers.

U.S. EMV Migration One Year Later

  • Javelin Report
  • Date: November 3, 2016
  • Author(s): Michael Moeser
  • Research Topic(s): Tech & Infrastructure
This report looks at how implementation has proceeded for merchants and issuers and the expectations for the next retailer EMV milestone in 2017 – gasoline/fuel stations.

The Future of Point-of-Sale

This report examines the current state of POS usage and EMV compliance, adoption of various features like NFC, and the myriad of ways acquirers and their software and hardware partners are innovating to level the playing field for small retailer...
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