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Justifying Real-Time Payments in the United States

  • Impact Note
  • Date: May 30, 2017
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
As the U.S. real-time payments solutions are launched, participants in the value chain are looking to define their roles.

Virtual Financial Institutions Are Here. Hasn’t Anyone Noticed?

  • Impact Note
  • Date: May 30, 2017
  • Author(s): Joseph Walent
  • Research Topic(s): Emerging, Global
Call them internet banks, remote FIs, even “challenger banks”—somehow they have gone unrecognized in the U.S.

Financial Alerts 2017: How to Start Conversations Customers Actually Care About

Financial institutions have embraced a variety of electronic communication channels — websites, email, text, and push notifications — to spark conversations with customers and prompt action. The robust engagement in these channels has launched a...

Fintechs Now Can Apply for National Bank Charters: Update—Has the Train Stalled?

Further definition is available, but potential roadblocks await

Mobile POS: More Than Just Payments for Merchants

Mobile point-of-sale (mPOS) systems have created a new and fast-growing market to meet the business demands of merchants.

Making Payments Faster: The $20 Trillion Opportunity

This report first describes the differences between fast, faster, and real-time payments being proposed or currently available.

Commercial Cards Global Markets: Travel and Virtual Accounts Driving Growth

International markets for commercial cards remain a good businessNew research from Mercator Advisory Group examines the key commercial credit card markets outside of North America 

Behavioral Biometrics Will Restructure the Authentication Landscape in the Next 5–8 Years

  • Impact Note
  • Date: May 2, 2017
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
Behavioral biometrics can persistently authenticate a user utilizing existing mobile sensors. This will finally eliminate passwords.

Bill Pay: Fast and Simple Wins

  • Javelin Report
  • Date: April 28, 2017
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Why banks and credit unions should staunch the outflow of bill-pay transactions to biller-direct and other nonbank bill-pay sites Mercator Advisory Group releases new research on importance of the importance of bill-pay services for banks and c...

2017 Mobile Banking Malware Report

As smartphones increasingly become a nexus for consumers’ financial lives, their value to fraudsters has risen accordingly. Mobile shopping, mobile wallets, and person-to-person (P2P) payments all offer new avenues for fraud, and much of the nex...
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