Research

Tax-managed portfolio transition strategies offer a good cultural fit for the advisor and lend themselves to range of use cases. Transition strategies will often form the centerpiece of new client onboarding. Client cash withdrawals or a shift i...

The next generation of buyers is likely drawn from Millennials and/or Generation Z. Younger generations expect digital experiences in their buying journey that are reminiscent of business-to-consumer (B2C) interactions. The marketplace model has...

The struggles of FIS (which opted to spin off Worldpay, an acquisition it made to much fanfare four years ago), Stripe (which is seeking money at a greatly reduced valuation), and Afterpay (which abandoned a buy now, pay later market amid tough ...

For a payment vehicle that is fading away, paper checks sure are getting a lot of attention from criminals. Suspicious-activity reports to FinCEN, the Financial Crimes Enforcement Network, nearly doubled from 2021 to 2022, with more increases ex...

New York was the first state to impose restrictions on bitcoin mining, but it won’t be the last. Oregon and Washington are lining up their own legislation, highlighting the industry’s environmental, social, and governance challenges. Still other...

Financial institutions typically peddle credit cards based on commoditized factors, not digital features, and are missing out on opportunities because of this. Rather than leaning on things like rewards programs, cash-back bonuses, annual percen...

The cobranded card market is a way to generate loyalty, scale your portfolio, and service the next generation of cardholders.

Unused funds on prepaid products, such as gift cards, create liabilities for issuing organizations as use grows. The increasing use of such products highlights the opportunities for consumers and retailers to benefit before any potential regulat...

Some banking customers just do not trust the internet and are not comfortable using it. They trust their banks, though, and this presents an enormous opportunity for FIs to engage these customers, nudge them toward digital banking if they are pe...

Review the need for supply chain finance options in the post-pandemic global economy, which remains uneven with continuing supply chain disruption. Understand the issues facing suppliers and the types of financing options available, as well as t...