What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

European E-Commerce Alternative Payment Providers Gaining Momentum

  • Javelin Report
  • Date: August 11, 2015
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Can Alternative Payment Methods Challenge Cards for E-Commerce Transactions? Mercator Advisory Group releases new research examining European landscape of e-commerce alternative payment solutions

Debit Transactions in an EMV World: A Practical Guide

  • Javelin Report
  • Date: July 30, 2015
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Understanding Debit Transactions Can Reveal Opportunities Mercator Advisory Group research details processing flow of debit transactions and the impact of market changes on payment transaction routing

The Disruptive Potential of Marketplace Lending in the U.S. Consumer Credit Market

  • Javelin Report
  • Date: July 24, 2015
  • Author(s): Alex Johnson
  • Research Topic(s): Credit
Marketplace lending spurs innovations in consumer credit Mercator Advisory Group research finds that success of alternative lending models is attracting attention, forcing banks to respond

Capitalizing on EMV Halo Effect with Cardholders’ Education and Awareness

The milestone of EMV liability shift in October is just around the corner and there remains a significant gulf between cardholders with EMV cards and perhaps more significantly, cardholders that KNOW they have EMV cards. How are banks and credit...

Mobile Imaging: Creating an End-to-End Mobile Banking Experience

It’s time for FIs to consider connecting the dots with an end-to-end mobile banking experience: using imaging for authentication and enrollment, mobile deposit, mobile balance transfers for switching, mobile photo bill payment, mobile funding, p...

Why PayPal Bought Xoom: Emerging Markets Opportunity Too Good to Ignore

  • Javelin Report
  • Date: July 15, 2015
  • Author(s): Nikhil Joseph
  • Research Topic(s): Emerging
A mutually beneficial acquisition: PayPal gains foothold in emerging markets and Xoom gains cheaper ways to acquire customers Mercator Advisory Group’s Emerging Technologies research note offers strategic insights from PayPal’s recently announc...

Preparing for the Next Generation of Purchasing Card “Optimization”

Operationalizing purchasing card strategy is key.

Tax Refunds and Prepaid Cards: Any Room Left in the Market?

  • Javelin Report
  • Date: July 8, 2015
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Tax Refunds Offer a Chance to Grow Deposits on Prepaid Cards, but the Market Is Competitive Research from Mercator Advisory Group explores tax refund deposit opportunity for prepaid card programs

Enhancing Digital Banking by Integrating Personal Finance Principles

Eight years after the iPhone launched the “there’s an app for that” movement, digital banking still applies a one-size-fits-all collection of features for self-guided consumers.

Mobile Online Retail Payments Forecast 2015

This report provides a rigorous market sizing of mobile online retail payments and also includes JAVELIN’s first forecast for mobile online retail payments through 2019. This overview and forecast of mobile online retail payments also gives stak...

Talk to our payments experts