What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
The Future of Payments: Join the Real-Time Revolution
What does Faster Payments mean to your financial institution and your customers? Join us as we explore how faster payments can be used to give your customers greater convenience, heightened security, and total flexibility over managing their fin...
Affluent Consumers Respond to Credit Card Rewards with More Than Card Loyalty
This report will explore the demographic profile of affluent consumers, present their banking and payment behaviors, and identify ways that banks and payment companies can earn — and keep — their loyalty
Commercial Cards in Europe: Stagnating or Growing?
Which way will commercial cards in Europe go?New research from Mercator Advisory Group examines the potential for commercial credit cards in Europe
Javelin’s S.C.O.R.E Model Highlights Bank Opportunity To Take Lead In Mobile Wallets
Five years ago, high-income, digitally forward bank customers adopted the next major engagement channel: mobile banking. Today, these same customers are setting a new trend with mobile wallet adoption. The pace so far has been set by Apple and G...
Exploring the European Payment Gateway Opportunity
E-commerce sales driving expansion of European payment gateways market Mercator Advisory Group releases research on the status, trends, and promising future of European payment gateways
Tomorrow’s Target Customers for Prepaid Cards
Join Javelin as we answer these questions and examine who among giant banks, credit unions, regional banks and community banks are more likely to offer prepaid cards to their customers.
Payroll Cards in the United States: A Balancing Act for Providers
Prepaid loads continue to grow as individual segments struggle New research from Mercator Advisory Group explains the payroll card market and its stakeholders.
2016 Annual U.S. Debit Rewards Review with U.K. Comparison
Debit rewards programs are available to most checking account customers, both in the U.S. and the U.K. Mercator Advisory Group releases research on trends in consumer checking account ownership and market forces affecting debit card rewards
Prepaid Cards: Power Users and Potential Impact of the CFPB
This report examines how the cards are acquired, reloaded, and used by key consumer segments. It also examines the CFPB’s proposed changes to prepaid that could change the attractiveness of these cards.
Company Snapshot: Cachet Financial Solutions
With consumers and businesses turning to their phones for a greater share of payment and banking functions, Cachet Financial Solutions offers remote deposit capture (RDC) technology enabling banks, credit unions, and alternative service provider...