What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Secured Credit Cards: An Alternative Path to Mainstream Card Products
Issuers Revisit an Important Credit Product Secured cards cement long-term credit relationships
The Internet of Things Can Deliver an Immersive Experience: Will Payment Networks Lead the Way?
When every device around us can be connected, will payment suppliers organize the immersive environment or remain limited to the role of payment enabler?
Are Mobile Controls the Next Essential Product Feature for Credit Card Accounts?
Demand Swells for Credit Card Mobile Controls Mercator Advisory Group releases new research on opportunity to offer card controls on credit cards via cardholders’ mobile devices
Wearables: A Huge Opportunity for Financial Services
Notable financial institutions, technology vendors, and app developers are experimenting to demonstrate that wearables such as Google Glass and smartwatches can deliver financial alerts, pay for goods and services, and give consumers greater dig...
Mobile Payments Strategy in the Omnichannel Age
Research from Mercator Advisory Group analyzes the technologies that will help merchants build omnichannel experiences and what that means for loyalty, mobile, and payments.
Debit Profits Under Pressure: Alternative Revenue Models Needed
New Revenue Models Needed to Help Raise Declining Debit Card Profit Consumers willing to pay for select services on debit cards.
Prepaid Card Mall Volumes Continue to Grow in the U.S.
Card Malls Proving to Be a Critical Channel for Getting Prepaid Cards into Consumers’ Hands New research from Mercator Advisory Group shows the growth in card mall loads in the United States and how that load is distributed across multiple segm...
Prepaid with Mobile: The Underbanked’s “Killer App”
Over one in four adults in the U.S. are underbanked or unbanked, making up 64 million consumers off the beaten path of mainstream financial services. While in the past the options for underbanked consumers were fraught with predatory products, t...
Walk-In and Alternative Bill Payments in the United States
Bill-Payment Services Continue to Expand, but Alternative Bill Payments Explodes Mercator Advisory Group releases research on the status of walk-in bill payment and the rise of online and mobile bill payment services in the U.S.