What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
The Internet of Things Will Be Prepaid
Connected devices will follow the path of mobile payments and use prepaid accounts for payments.
How to Earn – and Keep – Affluent Consumers’ Loyalty
Join Javelin as we delve into some surprising features of what affluent consumers want from in their credit cards and from their financial institution. We will also explore how this will translate into mobile wallet space.
Supply Chain Finance Is Coming of Age
Time to modernize your supply chain finance capabilitiesResearch from Mercator Advisory Group examines the growth and advances in Supply Chain Finance
R3 CEV Isn't Building on the Blockchain. Should You?
Benefits of blockchain are limited to specific use cases, so start with a use case, then select the technology.
The Visa Developer Platform: Opening the Gates to Innovation
Visa Developer open platform eliminates the gated community mindset and lets anyone create a payments app Mercator Advisory Group’s latest Emerging Technologies research suggests that if Visa’s Developer sparks innovation, everyone will want a d...
Update on Faster Corporate Payments
The Fed faster payments efforts are slowly moving ahead
Premium Credit Cards: How to Hit a Small, Moving Target
Premium credit card issuers double down on pursuit of affluent consumers Research from Mercator Advisory Group examines recent product developments in the market for premium credit cards
From Card-on-File to On-Demand Payments: New Payment Model and Strategies For Payment Providers
Consumers are moving to on-demand payments and card issuers and merchants must respond to remain relevantMercator Advisory Group identifies the unique nature of on-demand payments and makes recommendations to payment providers how to remain rele...
Merchant Mobile Wallets: Mobile Payments in Action
Cracking the code to motivate U.S. consumers to adopt mobile wallets Mercator Advisory Group research describes opportunity for merchant payment services providers in the mobile payments market
Retailer Bankruptcies: Are Gift Card Holders Just Another Class of Creditor
Are gift card holders out of luck if a retailer goes bankrupt? Research from Mercator Advisory Group examines what happens when gift card issuers go bankrupt.