What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Moving 3-D Secure Forward
With EMV implementation in the rearview mirror, it is urgent to make card-not-present transactions secure.
2017 Outlook: Commercial and Enterprise Payments
Increasing digitization, improved cash cycle management, better integration, and faster capabilities are all converging as we move into 2017, but risk management is a clear concern in commercial and enterprise payments.
2017 Outlook: Credit
Industry projections and predictions for U.S. consumer credit cards Credit cards continue to be the most profitable segment for retail banking, but margins are slipping due to changes in non-interest revenue. Volumes are up but the industry must...
2017 Outlook: Customer Interaction
Adapting to the public’s changing expectations of financial institutions will stabilize their course.
2017 Outlook: Debit
In 2016, the debit card and pay now market found itself managing through the unexpected consequences of a changing market. If anything can be predicted for 2017, it is more unpredictability.
2017 Outlook: Emerging Technologies
Three new technologies are vital for payments. Three technologies need to be embraced immediately by the payments industry. They are tokenization, machine learning, and APIs. These three are important to consider when making any investment plans...
2017 Outlook: Merchant Services
Every merchant makes significant investment in new services brought on by enhancements to their payments systems. Each year brings an expanding array of new vendor solutions for merchants’ consideration, and 2017 will be no different. Mercator A...
2017 Outlook: Prepaid
Another year of regulatory uncertainty
Toward a Theory and Practice of Data in an Always-On World
Payments companies will need to plan how they will handle all the data they receive.
Company Snapshot: Splitit
Splitit provides businesses with a pragmatic approach to enabling consumers to pay for large-ticket products or services in installments interest free without opening a new credit line. This payment model charges the business a small fee but inc...