What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Balancing Innovation and Regulation With Big Data
Our increasingly digital culture of communicating, interacting, and consuming through every digital platform has laid the foundation for big data and analytics. Financial institutions have an opportunity to generate deep and focused insights abo...
U.S. Fleet Card Market: The Need for Competitive Differentiation
Seeking Market Share Through Differentiation in a Highly Penetrated and Competitive Market Mercator Advisory Group examines the state of the U.S. fleet card market
The Obstacles Facing Android to Enable a Payments Infrastructure That Rivals Apple Pay
Mercator Advisory Group Identifies Obstacles to Payments on AndroidApple set the bar for mobile payments, and Android participants will face technical and business challenges as they attempt to catch up.
Social Media and Mobile Messaging Providers’ Payment Apps: More Than Just P2P
Growing Involvement of Social Media and Mobile Messaging Players in Payments Mercator Advisory Group releases new research on alternative payment service providers entering the payments market
M-POS: Expanding the Payments Value Chain into New Territories
Mercator Advisory Group Identifies the New Point-of-Sale Design Point Based on Mobile OSMercator Advisory Group research on POS architecture of the future addresses network requirements, consumer technology, and cloud-based architectures
Global Interchange Regulation: 2014 Update
Regulatory involvement with interchange fees expanded in 2014
Company Snapshot: Kopo Kopo
Bringing East Africa's mobile payments revolution to the point of sale
Company Snapshot: WorldRemit
Online money transfer service aims to displace legacy players
Merchant Acquiring in 2014: Integration, Integration, Integration
Software Vendors Reshape Merchant Services Distribution Mercator Advisory Group releases research on shifting merchant acquiring business models
2015 Outlook: Payments
Converging Trends Making 2015 a Year to Remember in Payments and Banking Leading payments and banking research and consulting firm offers free outlook on trends converging in 2015 in U.S. EMV deployment, omnichannel delivery, and mobile payment...