What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Global Payment Card Fraud Trends and Statistics
Card-Not-Present Fraud Leads Global Rebound in Payment Card Fraud Mercator Advisory Group releases research on global trends in payment card fraud
Trust, Technology, and the U.S. Consumer
During the current technology cycle, consumer trust in the Gang of Five — Amazon, Apple, Google, PayPal, and Facebook — continues to rise- while trust in banks and payment networks is decreasing. This report explains how financial institutions c...
Company Snapshot: Pivo
A Finnish mobile wallet provider is seeking to transform the payment, loyalty rewards, and personal financial management (PFM) experience as consumers increasingly rely on their mobile devices for banking and payments.
Top Trends for Digital Financial Services in 2015
Retail banking and payments have seen consolidation in the industry as financial institutions are growing their digital offerings to meet customers’ needs and improve their profitability. Javelin’s practice leaders have identified five trends ...
Murphy’s Law and the CFPB: The Proposed Prepaid Rule Won’t Protect Anyone
There’s still time to comment to Consumer Financial Protection Bureau on Proposed Prepaid Rule Research from Mercator Advisory Group discusses possible pitfalls in CFBP’s proposed new rule for prepaid cards
Faster Payments: Developments and Challenges for U.S. Commercial Payments
Momentum building for U.S. faster payments, but which stakeholders will have biggest impact? Mercator Advisory Group examines current state of U.S. faster payment initiatives and the challenges ahead
Company Snapshot: Buzz Points
Combining a local merchant-funded discount network with a reward points program for debit cards
The State of Consumer Credit Card Rewards 2015
Competition Among Credit Card Reward Programs Ramps Up Mercator Advisory Group releases new research on the state of credit card rewards
The Expanding Role of Telcos in Payments
Global telecommuniations network operators are increasingly providing a range of payment services
The State of Consumer Credit Card Rewards, 2015
Competition Among Credit Card Reward Programs Ramps Up Mercator Advisory Group releases research on the state of credit card rewards