What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
European M-POS Providers
Understanding the European M-POS Landscape Mercator Advisory Group releases research on opportunities for merchant acquirers in Europe and beyond
The Digital Approach to Affluent and High Net Worth Customers
This report researches the digital and in-person banking habits and attitudes of wealthy consumers by segment and identify unmet needs. The four segments analyzed in this report are the mass affluent, core affluent, high net worth, and ultra-hig...
A SWIFT Disruption? Bitcoin and Peer-to-Peer Models Challenge the Remittance Business
Will Bitcoin Disrupt Western Union and Xoom? This Mercator Advisory Group research looks at potential for Bitcoin and peer-to-peer models to drive down costs of cross-border remittances
Company Snapshot: GoBank
As banking customers begin to embrace mobility as the foundation for many of their daily transactions, new market entrants are offering innovative solutions that compete effectively with those offered by traditional banks and credit unions.
Company Snapshot: CSI Enterprises, Inc., globalVCard
Making a statement for the possibilities of virtual cards
Credit Card Market Update: The Future Brightens for U.S. Issuers
Consumer Credit Card Growth Accelerates in 2014 Mercator Advisory Group releases research on the improved performance of U.S. consumer credit card market
Tech-Savvy Moneyhawks’ Use of Bill-Pay Reinvigorates Online Banking in 2019
By 2019, online banking will be adopted by 90% of U.S. households. After reaching such saturation, where are areas of opportunity for financial institutions (FIs), billers, third-party bill pay apps, and financial technology and payment vendors?...
EMV Hazards for Prepaid
The higher card production costs of chip cards have led many prepaid providers to delay plans for adding EMV to their programs, but they face risks of being forced into speedier conversion than they would like and the possibility of increased fr...
Happy Holidays for Gift Cards? Retailers Face Two Possible Gift Card Futures
Happy Holidays for Gift Card Issuers? The Next Two Months Will Tell New research from Mercator Advisory Group suggests two possible scenarios for gift card loads in the 2014 holiday season.
Faster Payments Coming Soon: The Path to Near Real-Time Payments in the U.S.
Are Real-Time Payments Here, Around the Corner, or Coming in the Next Five Years?—It Depends Who You Ask Mercator Advisory Group research considers opportunities for service vendors and financial institutions in real-time payments in the United...