Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Interest Rates May Be Rising, but Will Channel-Driven Consumer Behavior Depart from the Past?

Impact Note
Date: June 15, 2016
Author(s): Ed O'Brien
Research Topic(s): Merchant

Instant access to information coupled with online and mobile account opening could make depositors and borrowers react to rate changes more quickly than in the past. Will banks manage their rate setting differently if they do?

Merchant Acquiring’s Ecosystem: Evolving Beyond Transactions

Javelin Report
Date: June 7, 2016
Author(s): Raymond Pucci
Research Topic(s): Credit, Merchant

Dynamics changing in merchant acquiring market Mercator Advisory Group research finds new competitors and expanded service offerings in merchant acquiring

Tracking Fintech Innovations for Corporate Banking

Lots of input, but where is the output?

Dual-Message Debit Makes Its Entrance

Impact Note
Date: May 19, 2016
Author(s): Sarah Grotta
Research Topic(s): Debit

EFT debit networks are introducing dual-message products to participate in e-commerce, mobile, and other PIN-less transactions  Mercator Advisory Group releases research on how dual-message debit products could change the business case for ...

Bad News Comes in Threes: Assessing the Future of Marketplace Lending

Impact Note
Date: May 17, 2016
Author(s): Alex Johnson
Research Topic(s): Credit

The hardest month in the history of marketplace lending Research from Mercator Advisory Group examines recent, challenging developments in the marketplace lending industry

Skyrocketing CNP Fraud Jeopardizes Top of Wallet Status

Complimentary Webinar
Date: May, 2016
Author(s): Test Test
Research Topic(s): Fraud Management, Tech & Infrastructure

Consumers that are victims of CNP fraud will often reduce both their use of the compromised card and their patronage of a particular merchant. How do issuers and merchants combat this growing type of fraud without sacrificing the customer relati...

The Internet of Things Will Be Prepaid

Impact Note
Date: May 13, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

Connected devices will follow the path of mobile payments and use prepaid accounts for payments.

How to Earn – and Keep – Affluent Consumers’ Loyalty

Advisory Webinar: Client Login Required
Date: May, 2016
Author(s): Michael Moeser
Research Topic(s): Tech & Infrastructure

Join Javelin as we delve into some surprising features of what affluent consumers want from in their credit cards and from their financial institution. We will also explore how this will translate into mobile wallet space.

Supply Chain Finance Is Coming of Age

Time to modernize your supply chain finance capabilitiesResearch from Mercator Advisory Group examines the growth and advances in Supply Chain Finance