What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
African Payments Markets, 2014
Realizing Africa’s Immense Payments Potential New research from Mercator Advisory Group resetting perceptions on growth of electronic payments in Africa
DDA Underwriting and Account Opening Process: Today and Tomorrow
State-of-the-Art DDA Account Underwriting and Opening Mercator Advisory Group presents research on automation of new checking account application, review, and approval process with smarter, more efficient tools
Virtual Accounts for Commercial Payments
Are virtual accounts the key to capturing higher Accounts Payable spend or an operational deterrent to supplier adoption?
Postal Systems and Payments: A Logical Pairing
Offering payments services is a natural fit for postal systems in both maturing and mature markets.
Order-to-Pay Solutions: Industry Partnerships Likely to Boost Adoption
Solution Providers Partnering to Pair Electronic Invoicing and Payments for End-to-End Process Automation Mercator Advisory Group examines the benefits of and barriers to full order-to-pay automation for enterprises
Payment Gateways Unlock Global E-Commerce Opportunities
E-commerce Boom Fuels Online Payments Innovation Payment gateway providers enabling worldwide e-commerce from every type of mobile device
Company Snapshot: Dwolla
Dwolla’s network infrastructure is likely to disrupt fee structures for both P2P and small business B2B transactions
Dilemma for Visa and MasterCard in Russia: Whether to Stay or Go
Large new fees could make operating difficult, but the Russian market still beckons
Prepaid Cards and Mobile Payment Readers Change the POS Payment Stream through 2018
The retail point of sale (POS) market is rapidly changing as cash and check are increasingly losing favor with consumers and merchants and are quickly being replaced by plastic cards and alternative payments
Credit Interchange Under Pressure from Industry Trends
Possible changes to the credit-issuing business