Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Exploring the European Payment Gateway Opportunity

Impact Note
Date: March 17, 2016
Author(s): Raymond Pucci
Research Topic(s): Credit, Global, Merchant

E-commerce sales driving expansion of European payment gateways market Mercator Advisory Group releases research on the status, trends, and promising future of European payment gateways

Tomorrow’s Target Customers for Prepaid Cards

Advisory Webinar: Client Login Required
Date: March, 2016
Author(s): Michael Moeser
Research Topic(s): Mobile & Online Banking, Tech & Infrastructure

Join Javelin as we answer these questions and examine who among giant banks, credit unions, regional banks and community banks are more likely to offer prepaid cards to their customers.

Payroll Cards in the United States: A Balancing Act for Providers

Javelin Report
Date: March 3, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

Prepaid loads continue to grow as individual segments struggle New research from Mercator Advisory Group explains the payroll card market and its stakeholders.

2016 Annual U.S. Debit Rewards Review with U.K. Comparison

Javelin Report
Date: February 23, 2016
Author(s): Sarah Grotta
Research Topic(s): Debit, Global

Debit rewards programs are available to most checking account customers, both in the U.S. and the U.K. Mercator Advisory Group releases research on trends in consumer checking account ownership and market forces affecting debit card rewards

Prepaid Cards: Power Users and Potential Impact of the CFPB

Javelin Report
Date: February 19, 2016
Author(s): Michael Moeser
Research Topic(s): Tech & Infrastructure

This report examines how the cards are acquired, reloaded, and used by key consumer segments. It also examines the CFPB’s proposed changes to prepaid that could change the attractiveness of these cards. 

Company Snapshot: Cachet Financial Solutions

Impact Note
Date: February 17, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

With consumers and businesses turning to their phones for a greater share of payment and banking functions, Cachet Financial Solutions offers remote deposit capture (RDC) technology enabling banks, credit unions, and alternative service provider...

Asia-Pacific Commercial Credit Cards: Market Review

Asia-Pacific markets offer unrivaled opportunities for commercial credit cardsNew research from Mercator Advisory Group examines growth potential of the commercial credit cards market in the Asia-Pacific region

American Express’s 2016 Resolution: Realign the Prepaid Portfolio

Impact Note
Date: February 3, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

American Express is fine tuning its prepaid portfolio to streamline it.

Customers Reselling Gift Cards: Benefits for Retailers

Impact Note
Date: February 1, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

Now that customers can resell gift cards, should retailers worry? New research from Mercator Advisory Group examines the secondary market for closed-loop gift cards