Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

U.S. Fleet Card Market: The Need for Competitive Differentiation

Javelin Report
Date: February 3, 2015
Author(s): Richard Hall
Research Topic(s): Commercial & Enterprise

Seeking Market Share Through Differentiation in a Highly Penetrated and Competitive Market Mercator Advisory Group examines the state of the U.S. fleet card market

The Obstacles Facing Android to Enable a Payments Infrastructure That Rivals Apple Pay

Javelin Report
Date: January 28, 2015
Author(s): Tim Sloane
Research Topic(s): Emerging

Mercator Advisory Group Identifies Obstacles to Payments on AndroidApple set the bar for mobile payments, and Android participants will face technical and business challenges as they attempt to catch up.

Social Media and Mobile Messaging Providers’ Payment Apps: More Than Just P2P

Javelin Report
Date: January 27, 2015
Author(s): Tristan Hugo-Webb
Research Topic(s): Global

Growing Involvement of Social Media and Mobile Messaging Players in Payments Mercator Advisory Group releases new research on alternative payment service providers entering the payments market

M-POS: Expanding the Payments Value Chain into New Territories

Javelin Report
Date: January 22, 2015
Author(s): Tim Sloane
Research Topic(s): Emerging

Mercator Advisory Group Identifies the New Point-of-Sale Design Point Based on Mobile OSMercator Advisory Group research on POS architecture of the future addresses network requirements, consumer technology, and cloud-based architectures

Global Interchange Regulation: 2014 Update

Impact Note
Date: January 20, 2015
Author(s): Tristan Hugo-Webb
Research Topic(s): Global

Regulatory involvement with interchange fees expanded in 2014

Company Snapshot: Kopo Kopo

Impact Note
Date: January 16, 2015
Author(s): Nikhil Joseph
Research Topic(s): Emerging

Bringing East Africa's mobile payments revolution to the point of sale

Company Snapshot: WorldRemit

Impact Note
Date: January 16, 2015
Author(s): Tristan Hugo-Webb
Research Topic(s): Global

Online money transfer service aims to displace legacy players 

Merchant Acquiring in 2014: Integration, Integration, Integration

Javelin Report
Date: January 5, 2015
Author(s): Michael Misasi
Research Topic(s): Credit

Software Vendors Reshape Merchant Services Distribution Mercator Advisory Group releases research on shifting merchant acquiring business models

2015 Outlook: Payments

Impact Note
Date: December 24, 2014
Author(s): Ken Paterson
Research Topic(s): Commercial & Enterprise, Credit, Debit, Emerging, Global, Prepaid

Converging Trends Making 2015 a Year to Remember in Payments and Banking Leading payments and banking research and consulting firm offers free outlook on trends converging in 2015 in U.S. EMV deployment, omnichannel delivery, and mobile payment...

2015 Outlook: Commercial & Enterprise Payments

Impact Note
Date: December 23, 2014
Author(s): Richard Hall
Research Topic(s): Commercial & Enterprise

Some strategically significant advances should enhance commercial payments.

Talk to our payments experts

Let's Connect