What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
EMV Rollout for Commercial Card Stalled by Cost and Lack of Justification
Mercator Advisory Group examines current state of rollout of EMV Chip Commercial Cards in the United States
Chinese Electronic Payment Market Update
Electronic payments continue robust growth.
Payment Steering Poses Substantial Risk of Customer Attrition
Credit users are reluctant to change payment behavior.
Why Financial Institutions Should Offer E-Invoicing Products
Financial institutions with e-payment products should offer e-invoicing.
E-Commerce Platform Solutions Meeting The Needs of "Tomorrow's" Consumers
E‐commerce is growing by leaps and bounds, prompting merchants and payments processors to expand their platforms for card‐not‐present (CNP) payment acceptance and processing.
Debit Information Has No Place in Credit Bureau Reporting
The case against including debit card and demand deposit account data in consumer credit reports
European E-Commerce Landscape
The Continent is poised for long-term growth.
Emerging Low-Cost and No-Cost Online Payments Impact on Traditional B2B Fee Structures
New research from Mercator Advisory Group considers Emerging Low-Cost and No-Cost Online Payments’ Impact on Traditional B2B Fee Structures.
Managing Gift Card Operational Complexity and Enabling a Mobile Channel Platform
New research from Mercator Advisory Group identifies complexities in gift card operations and offers process maps to help prevent delays in mobile app distribution.
Card Fraud Detection Software: Enterprise and Transaction Solutions Converge
Mercator Advisory Group releases research on recent trends and product developments in software for card fraud detection.