What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Why Financial Institutions Should Offer E-Invoicing Products

Financial institutions with e-payment products should offer e-invoicing.

E-Commerce Platform Solutions Meeting The Needs of "Tomorrow's" Consumers

E‐commerce is growing by leaps and bounds, prompting merchants and payments processors to expand their platforms for card‐not‐present (CNP) payment acceptance and processing.

Debit Information Has No Place in Credit Bureau Reporting

  • Impact Note
  • Date: March 17, 2014
  • Author(s): Ronald Mazursky
  • Research Topic(s): Credit, Debit
The case against including debit card and demand deposit account data in consumer credit reports

European E-Commerce Landscape

  • Javelin Report
  • Date: March 13, 2014
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
The Continent is poised for long-term growth.

Emerging Low-Cost and No-Cost Online Payments Impact on Traditional B2B Fee Structures

New research from Mercator Advisory Group considers Emerging Low-Cost and No-Cost Online Payments’ Impact on Traditional B2B Fee Structures.

Managing Gift Card Operational Complexity and Enabling a Mobile Channel Platform

  • Javelin Report
  • Date: March 6, 2014
  • Author(s): Tim Sloane
  • Research Topic(s): Prepaid
New research from Mercator Advisory Group identifies complexities in gift card operations and offers process maps to help prevent delays in mobile app distribution.

Card Fraud Detection Software: Enterprise and Transaction Solutions Converge

  • Javelin Report
  • Date: March 5, 2014
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
Mercator Advisory Group releases research on recent trends and product developments in software for card fraud detection.

Alipay: The E-Commerce Dragon Beyond the Great Wall

  • Javelin Report
  • Date: March 3, 2014
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
China’s e-commerce leader has big ambitions.

Company Snapshot: Gyft

  • Impact Note
  • Date: March 3, 2014
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Gyft is using new technology to bring gift cards into the 21st century.

Alibaba/Alipay: An Emerging Technology Review from a U.S. and Global Perspective

  • Javelin Report
  • Date: February 28, 2014
  • Author(s): Mercator
  • Research Topic(s): Emerging, Global
Online commerce, whether via mobile devices, personal computers, or tablets, is booming in China, and Alibaba Group and its subsidiary Alipay are leading the way in innovation in electronic marketplaces and payments. The numbers are staggering, ...

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