What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Defining a Strategic Path for Banks Regarding EMV, Tokens, Apple Pay, and Mobile Apps
Research Forecasts Mobile Commerce Volume and Identifies Strategies for Filling the Gaps of Current Token-Based Payment MechanismsMercator Advisory Group research identifies mobile payment partners that can deliver ATM access, P2P services, and ...
A (Potential) Revolution in Retail Banking Competition: U.K. Case Study
Revolution or inertia—which will prevail?
Company Snapshot: Viewpost
Solving the payment friction problem for business-to-business payments
2015 U.K. Debit Rewards Landscape Review
U.K. Debit Reward Landscape Faces Uncertain Future Mercator Advisory Group releases research benchmarking U.K. debit rewards
Digital Banking Strategies: Attracting and Retaining Profitable Customers
Tech‐savvy, mobile‐minded consumers have a demanding appetite for digital banking services.
Instant Issue Debit Cards: A Second Look
Debit Issuers Reassess Instant Issuance for New ReasonsMercator Advisory Group releases research making the case for instant issuance of debit cards
Real-Time Payments in the U.S. are On the Horizon
The Federal Reserve recently endorsed real-time payment platforms and vowed to restructure and upgrade the current payment system. While the United States has trailed other countries in facilitating real-time payments, this new edict could fuel ...
EMV: The Y2K of Payments
Payments providers and merchants need to educate clerks and customers about the conversion to chip cards.
Seeking Pastures Beyond Walmart: Green Dot Buys Distribution Diversity
Green Dot Quietly Acquires Expanded Markets Research from Mercator Advisory Group shows how two deals are changing the complexion of Green Dot’s prepaid business.
Mobile Proximity Payments Forecast 2015
This report analyzes the U.S. mobile proximity payment market, covering payments made by consumers using a mobile device at a merchant’s physical location. Three years of actual historical data and a five-year forecast are provided. By 2019, it ...