What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Multicurrency Prepaid Cards Likely to Remain at Fringes of U.S. Payments Mix for Now
Around the world, financial institutions and other prepaid card providers are selling multicurrency prepaid cards for travel abroad. However, in the U.S., multicurrency prepaid cards are few and far between. This Mercator Advisory Group Viewpoin...
Tenth Annual U.S. Open-Loop Prepaid Cards Market Assessment and Prepaid Market Overview
Mercator Advisory Group’s
International ATM Partnerships: Market Differentiators for Participating Banks?
As travelers set out on their journeys, many take for granted the various international fees that accompany their payment cards. While some fees are unavoidable, utilizing ATMs that belong to international ATM partnerships can potentially elimi...
Credit Account Processing Platforms: Seeking Growth One Account at a Time
New research from Mercator Advisory Group analyzes developments in the market for credit account processing solutions
Revisiting the Prepaid Financial Services Value Chain
New research from Mercator Advisory Group reexamines the prepaid value chain and its evolution in recent years
Consumer Credit Card Issuers: Struggling in a Growing Market
U.S. consumer credit card spending reached an all-time high in 2012. Unfortunately for issuers, this volume isn’t producing much interest income. Consumers are choosing not to carry balances, which is why many credit card banks are struggling to...
Opening Accounts via Branch, Online and Mobile: The How, When and Why?
Digital account opening has grown by leaps and bounds in a few short years, reaching over 88.5 million Americans opening an account online or with a mobile device.
Mobile Payments: Opportunities and Strategies for Credit Issuers
New research from Mercator Advisory Group examines mobile payment opportunities for U.S. credit issuers
Corporate Mobile Banking: Status Update
Questioning the interest of corporations in mobile banking services has been consigned to the past. Now bankers ask "what, how, and when," rather than "if," but commercial mobile access will require significant resources over the coming three to...
Virtual Currencies and Bitcon: Crossing to the Physical Chasm
Virtual currency has evolved far past its humble beginnings as an in-game currency. The more than 47 million adult virtual currency users purchased $4.65 billion worth of virtual currency in 2012, and spend on virtual currencies is expected to m...