What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Real-Time Payments in the U.S. are On the Horizon
The Federal Reserve recently endorsed real-time payment platforms and vowed to restructure and upgrade the current payment system. While the United States has trailed other countries in facilitating real-time payments, this new edict could fuel ...
EMV: The Y2K of Payments
Payments providers and merchants need to educate clerks and customers about the conversion to chip cards.
Seeking Pastures Beyond Walmart: Green Dot Buys Distribution Diversity
Green Dot Quietly Acquires Expanded Markets Research from Mercator Advisory Group shows how two deals are changing the complexion of Green Dot’s prepaid business.
Mobile Proximity Payments Forecast 2015
This report analyzes the U.S. mobile proximity payment market, covering payments made by consumers using a mobile device at a merchant’s physical location. Three years of actual historical data and a five-year forecast are provided. By 2019, it ...
Country Payments Market Profile: India
India, an Awakening Tiger Turning to Electronic Payments Mercator Advisory Group releases research profiling India’s payments market
‘Gang of Five” Technology Giants Gaining Mobile Wallet Mindshare
The move to the mobile wallet is urgent: Just in the past three months, Samsung bought LoopPay, Google acquired Softcard technology, and PayPal purchased Paydiant. In this webinar, you will learn how financial institutions and networks can best ...
Apple Pay at Six Months: A Medium-Term Outlook
Apple Pay Will Reinforce Mobile Card Spend of iPhone Users, Already the Most Lucrative Smartphone Demographic This Emerging Technologies research note offers a nuanced outlook of Apple Pay’s future
2015 Identity Protection Services Scorecard — Direct-to-Consumer Market
Javelin’s eighth annual Identity Protection Services Scorecard examines the issues affecting consumer adoption of ID protection services and how providers can distinguish themselves in a market crowded with providers offering core services at no...
Transforming Data into Dollars: Monetizing Digital Banking Channels
Monetizing digital banking channels is heavily dependent on providing customers with an experience that is personalized. Today, financial institutions typically use data to perform services on behalf of customers to detect fraud, authenticate cu...
Top 50 U.S. Retail Banks and Credit Unions’ Debit Rewards and Loyalty Programs: 2014 Annual Review
Research Finds Debit Rewards Programs Have Turned the Corner and Merchant-Funded Rewards Are Now Integral to DebitMercator Advisory Group releases annual update on trends in debit rewards and loyalty programs at top banks and credit unions in th...