What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Ten Trends for Financial Services in 2014: Big Data, Big Clouds, Big Mobile, Big Brother

Javelin’s senior analysts identify 10 trends that are transforming financial services, evaluate the implications, and map out action steps in 2014 for banking, payments, mobile, and security strategists.

The SEPA Migration: When Will It Be Over?

  • Impact Note
  • Date: January 17, 2014
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Extended grace period to further delay migration

Is Chase the Canary in the Prepaid Coal Mine?

  • Impact Note
  • Date: January 14, 2014
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Chase has chosen to exit several prepaid segments, showing how difficult the business has become.

Mobile Point-of-Sale (m-POS) Acquiring Solutions

  • Javelin Report
  • Date: January 14, 2014
  • Author(s): Pradeep Moudgal
  • Research Topic(s): Emerging
New research from Mercator Advisory Group addresses recent trends and product development in m-POS in the United States and Europe  

ICC and SWIFT’s Bank Payment Obligation Instrument Reduces Risk of Trade Financing Default

To combat the risk of open account terms and facilitate trade, the International Chamber of Commerce (ICC) and SWIFT recently developed and launched the Bank Payment Obligation (BPO) as a new international standard for trade transactions. Mercat...

Outlook for the 2014 Payments Landscape

Nobody said change was easy.

E-Payment Programs: Success Depends on Supplier Enablement Strategy

Mercator Advisory Group examines why supplier enablement strategies are needed for payers implementing automated payment programs  

Merchant Acquiring in 2013: New Distribution Channels Drive Growth

  • Javelin Report
  • Date: December 31, 2013
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
Recent trends and product developments in the market for merchant services

Prepaid Distribution Strategies in the United States 2013

  • Javelin Report
  • Date: December 30, 2013
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
New Mercator Advisory Group research shows how prepaid program managers are driving volume for program profitability  

National Debit Networks: When Global Goes Local

  • Javelin Report
  • Date: December 27, 2013
  • Author(s): Ronald Mazursky
  • Research Topic(s): Debit
Growth of New Intracountry Debit Networks Likely to Gain Momentum in Countries Around the World  

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