Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Instant Issuance of Debit Cards: The Newest Best Practice

Javelin Report
Date: May 6, 2014
Author(s): Ronald Mazursky
Research Topic(s): Debit

Instant Issuance in the Branch Becoming Essential for Debit Card Issuers

The State of EMV: Fact or Fiction

Advisory Webinar: Client Login Required
Date: May 6, 2014
Author(s): Aleia Van Dyke
Research Topic(s): Tech & Infrastructure, Fraud Management

The U.S. EMV roadmap has existed since 2012, providing the payments industry with plenty of time to prepare for the transition from magnetic stripe cards to smart cards.

EMV in USA: Assessment of Merchant and Card Issuer Readiness

Javelin Report
Date: April 30, 2014
Author(s): Nick Holland, Aleia Van Dyke
Research Topic(s): Fraud Management, Tech & Infrastructure, Fraud & Security

The U.S. roadmap for the deployment of chip card has existed since 2012, providing the payment industry with plenty of time to prepare for the transition from magnetic-stripe cards to smart cards. Yet collectively, the industry has been slow to ...

Enabling Host Card Emulation for Mobile Payments via the Cloud

Javelin Report
Date: April 30, 2014
Author(s): Pradeep Moudgal
Research Topic(s): Emerging

New Technology Will Enable Financial Institutions to Provision Mobile Payments

Mobile Banking and Financial Services Transformation

Javelin Report
Date: April 28, 2014
Author(s): Pradeep Moudgal
Research Topic(s): Emerging

Gaining and Retaining Customers Through Mobile Banking Innovation Mercator Advisory Group presents new research, Mobile Banking and Financial Services Transformation