Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

2015 Outlook: Commercial & Enterprise Payments

Impact Note
Date: December 23, 2014
Author(s): Richard Hall
Research Topic(s): Commercial & Enterprise

Some strategically significant advances should enhance commercial payments.

2015 Outlook: Emerging Technologies

Impact Note
Date: December 23, 2014
Author(s): Nikhil Joseph
Research Topic(s): Emerging

Never let a crisis go to waste

2015 Outlook: Global Payments

Impact Note
Date: December 23, 2014
Author(s): Tristan Hugo-Webb
Research Topic(s): Global

Strong gains expected in card payments, e-commerce, and mobile payments

2015 Outlook: Prepaid

Impact Note
Date: December 23, 2014
Author(s): Ben Jackson
Research Topic(s): Prepaid

A trifecta of strategic considerations will continue to shape the industry.

2015 Outlook: U.S. Credit Cards

Impact Note
Date: December 23, 2014
Author(s): Michael Misasi
Research Topic(s): Credit

Predictions and industry issues to watch

2015 Outlook: U.S. Debit Cards

Impact Note
Date: December 23, 2014
Author(s): Ronald Mazursky
Research Topic(s): Debit

A perspective on the U.S. debit issuing industry for the year ahead

Company Snapshot: Zooz

Impact Note
Date: December 19, 2014
Author(s): Michael Misasi
Research Topic(s): Credit

Payment routing optimization and omnichannel services

Commercial Card as an Integrated Payables Solution

Javelin Report
Date: December 17, 2014
Author(s): Richard Hall
Research Topic(s): Commercial & Enterprise

Selling Solutions Instead of Products in Commercial Cards Mercator Advisory Group examines opportunities for commercial card and traditional treasury management sales models

Big Data in Banking and Payments: Balancing Innovation and Regulation

Date: December 12, 2014
Author(s): Nick Holland
Research Topic(s): Tech & Infrastructure, Mobile & Online Banking, Digital Strategy & Experience, Digital Banking

We are a digital culture — communicating, interacting, and consuming through every digital platform available to us. Data is being generated at an incomprehensible rate, and it will continue to increase in volume and velocity. In this report I t...