What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
U.S. EMV Timeline Beyond the Road Maps: How Long Will Conversion Really Take?
Mercator Advisory Group's new research report, U.S. EMV Timeline Beyond the Road Maps: How Long Will Conversion Really Take? explains the motivation for the U.S. to adopt EMV at this time and clarifies the card networks' road maps for U.S. EMV a...
International Payments Market Outlook 2013
Mercator Advisory Group expects 2013 to be a year of slow growth for the global payments market as major changes continue in the business ecosystem, regulations, and new products and services.
Update on the Small Issuer Marketplace
At the start of 2012, Mercator Advisory Group examined the small issuer marketplace and the buzz about potential new entrants buoying the segment. We concluded then that the small issuer pond was unlikely to refill; unfortunately we were correct...
Checking In on the Mobile Giants
In early 2012, Mercator Advisory Group published a report establishing five organizations as the giants of the mobile payment industry. This research note revisits the topic, reviewing the major events of 2012, and determining whether those five...
Top 50 Financial Institutions' Debit Rewards and Loyalty: 2012 Annual Review
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U.S. Small Business Credit Cards 2013: Quietly Waiting for Direction
New research from Mercator Advisory Group examines developments in competitive small business credit card marketplace
European Card Market 2012 Update
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Top Trends in 2013 Transforming Financial Services: Banking, Mobile, Payments and Security
Join us as we announce the Top Trends for 2013 for Financial Services, transforming banking, mobile, payments and security.
Consumers and Cash: A Love Story
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Mobile and Alternative Payments Are Changing Online Retail into 2017
The U.S. online retail payments market grew to $318 billion in 2012. Mobile and alternative payments are fuelling online retail payments to reach an additional $140 billion in the next five years.