Payments Research

Payments

The payments industry is evolving rapidly as new technologies, changing consumer behaviors, regulatory developments, and emerging business models reshape how money moves. Javelin’s payments research team provides data-driven insights and advisory services across nine practice areas: Commercial & Enterprise, Credit, Digital Assets & Crypto, Debit, Emerging, Global, Merchant, Prepaid, and Tech & Infrastructure.

What shapes consumer transactions and payment technologies, and where is it going?

Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.

Payments Research

Reports

Instant Issuance of Debit Cards: The Newest Best Practice

Javelin Report
Date: May 6, 2014
Author(s): Ronald Mazursky
Research Topic(s): Debit

Instant Issuance in the Branch Becoming Essential for Debit Card Issuers

The State of EMV: Fact or Fiction

Advisory Webinar: Client Login Required
Date: May 6, 2014
Author(s): Aleia Van Dyke
Research Topic(s): Tech & Infrastructure, Fraud Management

The U.S. EMV roadmap has existed since 2012, providing the payments industry with plenty of time to prepare for the transition from magnetic stripe cards to smart cards.

EMV in USA: Assessment of Merchant and Card Issuer Readiness

Javelin Report
Date: April 30, 2014
Author(s): Nick Holland, Aleia Van Dyke
Research Topic(s): Fraud Management, Tech & Infrastructure, Fraud & Security

The U.S. roadmap for the deployment of chip card has existed since 2012, providing the payment industry with plenty of time to prepare for the transition from magnetic-stripe cards to smart cards. Yet collectively, the industry has been slow to ...

Enabling Host Card Emulation for Mobile Payments via the Cloud

Javelin Report
Date: April 30, 2014
Author(s): Pradeep Moudgal
Research Topic(s): Emerging

New Technology Will Enable Financial Institutions to Provision Mobile Payments

Mobile Banking and Financial Services Transformation

Javelin Report
Date: April 28, 2014
Author(s): Pradeep Moudgal
Research Topic(s): Emerging

Gaining and Retaining Customers Through Mobile Banking Innovation Mercator Advisory Group presents new research, Mobile Banking and Financial Services Transformation