What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Ten Trends for Financial Services in 2014: Big Data, Big Clouds, Big Mobile, Big Brother
Javelin’s senior analysts identify 10 trends that are transforming financial services, evaluate the implications, and map out action steps in 2014 for banking, payments, mobile, and security strategists.
The SEPA Migration: When Will It Be Over?
Extended grace period to further delay migration
Is Chase the Canary in the Prepaid Coal Mine?
Chase has chosen to exit several prepaid segments, showing how difficult the business has become.
Mobile Point-of-Sale (m-POS) Acquiring Solutions
New research from Mercator Advisory Group addresses recent trends and product development in m-POS in the United States and Europe
ICC and SWIFT’s Bank Payment Obligation Instrument Reduces Risk of Trade Financing Default
To combat the risk of open account terms and facilitate trade, the International Chamber of Commerce (ICC) and SWIFT recently developed and launched the Bank Payment Obligation (BPO) as a new international standard for trade transactions. Mercat...
Outlook for the 2014 Payments Landscape
Nobody said change was easy.
E-Payment Programs: Success Depends on Supplier Enablement Strategy
Mercator Advisory Group examines why supplier enablement strategies are needed for payers implementing automated payment programs
Merchant Acquiring in 2013: New Distribution Channels Drive Growth
Recent trends and product developments in the market for merchant services
Prepaid Distribution Strategies in the United States 2013
New Mercator Advisory Group research shows how prepaid program managers are driving volume for program profitability
National Debit Networks: When Global Goes Local
Growth of New Intracountry Debit Networks Likely to Gain Momentum in Countries Around the World