Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Holidays 2011 Closed-Loop Load Forecast

Javelin Report
Date: November 10, 2011
Author(s): Ben Jackson
Research Topic(s): Prepaid

Mercator's holiday forecast of loads in the In-Store Gift Card (closed-loop) segment predicts that the business will grow and most of the cards will be plastic.

Developments in Payment Technology

Impact Note
Date: November 6, 2011
Author(s): David Kaminsky
Research Topic(s): Emerging

The Fall 2011 Finovate conference featured 63 presentations of innovations spanning the breadth of the banking and finance industries. Although less than a third of those presentations were related to payments, those that were covered topics ran...

Rattling The Value Chain: The Effects of New Regulations on Open-Loop Prepaid Programs

Javelin Report
Date: November 3, 2011
Author(s): Ben Jackson
Research Topic(s): Debit, Prepaid

Rattling the Value Chain: The Effects of New Regulations on Open-Loop Prepaid Programs

Be SMART About Social Media

Javelin Report
Date: November 1, 2011
Author(s): Patricia McGinnis
Research Topic(s): Prepaid

Be SMART About Social Media

Online Debit: Selling Convenience (And Trust)

Javelin Report
Date: October 31, 2011
Author(s): Patricia Hewitt
Research Topic(s): Debit

Online Debit: Selling Convenience (And Trust)

UK Prepaid Market 2011

Javelin Report
Date: October 25, 2011
Author(s): Terry Xie
Research Topic(s): Global

At a time when the U.S. prepaid market is seeing continued healthy growth but maturing quickly, international prepaid markets are quickly heating up and becoming a major focus for the global payments industry.

Cross-Border Debit: A Small World of Big Opportunities

Javelin Report
Date: October 3, 2011
Author(s): Patricia Hewitt
Research Topic(s): Debit

Every year, tens of millions of people travel from one country to another either in a business capacity or for leisure and make payments during their travel. But international travelers are not the only ones making cross-border payments, these s...