What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

EFT Networks: Next Generation Cycle

  • Javelin Report
  • Date: January 19, 2012
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
EFT Networks: Next Generation Cycle

POS Terminals: On the Cusp of Change

  • Javelin Report
  • Date: January 11, 2012
  • Author(s): David Kaminsky
  • Research Topic(s): Emerging
POS Terminals: On the Cusp of Change

India Prepaid Market 2011

  • Javelin Report
  • Date: January 2, 2012
  • Author(s): Terry Xie
  • Research Topic(s): Global
India Prepaid Market 2011

U.S. Commercial Cards: Complex Solutions for a Growing Market

New Research Analyzes Commercial Card Market Growth

2012 Outlook: Banking Channels

  • Impact Note
  • Date: December 20, 2011
  • Author(s): Ed O'Brien
  • Research Topic(s): Credit
As financial institutions welcome the close of 2011 and its challenging economic climate, they look forward to 2012 to begin anew, and to place them on the path to sustained growth. Key to this growth will be channel growth and development. A re...

Debit Advisory Service: 2012 Outlook

  • Impact Note
  • Date: December 20, 2011
  • Author(s): Patricia Hewitt
  • Research Topic(s): Debit
2011 was an ugly year for the debit card industry. Ideally, 2012 will bring some measure of healing to a market that has been severely bruised. Yet, issuers will be called upon to dig even deeper for new growth opportunities as they protect thei...

Acquirers Dealing With Obstacles While IRS Delays Penalties on 1099-K Reporting

  • Impact Note
  • Date: December 15, 2011
  • Author(s): David Fish
  • Research Topic(s): Credit, Debit
A one-year reprieve from full compliance with the new IRS 1099-K reporting regulations has acquirers breathing a brief sigh of relief. However, late additions to the form will have many revising reporting infrastructure -- and incurring addition...

Moving Parts: EMV, NFC and Contactless Deployment in the US

  • Javelin Report
  • Date: December 15, 2011
  • Author(s): George Peabody
  • Research Topic(s): Emerging
Moving Parts: EMV, NFC and Contactless Deployment in the US

Developments in the China Prepaid Market 2011

  • Javelin Report
  • Date: December 8, 2011
  • Author(s): Terry Xie
  • Research Topic(s): Global
Players in China's prepaid market have been suffering from the uncertainty in the market as the Central Bank delays the issuance of more licenses.

The Evolution of the ATM Banking Channel

  • Javelin Report
  • Date: December 7, 2011
  • Author(s): Ed O'Brien
  • Research Topic(s): Emerging
Mercator Advisory Group report examines new ATM capabilities and increased value for financial institutions and customers alike

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