What shapes consumer transactions and payment technologies, and where is it going?
Rapid changes in technology, regulation, and consumer behavior continue to reshape the payments industry. Javelin’s payments research team tracks commercial and consumer payment trends, evaluates emerging payment technologies, and anticipates what’s next. Through unbiased research, data-driven insights, and actionable advice, we help financial institutions, payments providers, and technology companies develop strategies that position them for success in a rapidly evolving market.
Payments Research
Reports
Is Chase the Canary in the Prepaid Coal Mine?
Chase has chosen to exit several prepaid segments, showing how difficult the business has become.
Mobile Point-of-Sale (m-POS) Acquiring Solutions
New research from Mercator Advisory Group addresses recent trends and product development in m-POS in the United States and Europe
ICC and SWIFT’s Bank Payment Obligation Instrument Reduces Risk of Trade Financing Default
To combat the risk of open account terms and facilitate trade, the International Chamber of Commerce (ICC) and SWIFT recently developed and launched the Bank Payment Obligation (BPO) as a new international standard for trade transactions. Mercat...
Outlook for the 2014 Payments Landscape
Nobody said change was easy.
E-Payment Programs: Success Depends on Supplier Enablement Strategy
Mercator Advisory Group examines why supplier enablement strategies are needed for payers implementing automated payment programs
Merchant Acquiring in 2013: New Distribution Channels Drive Growth
Recent trends and product developments in the market for merchant services
Prepaid Distribution Strategies in the United States 2013
New Mercator Advisory Group research shows how prepaid program managers are driving volume for program profitability
National Debit Networks: When Global Goes Local
Growth of New Intracountry Debit Networks Likely to Gain Momentum in Countries Around the World
Private Label Credit Cards Achieve Steady Growth in a Turbulent Market
Numerous card portfolios have changed hands since the financial crises, all the while the industry has consistently grown in accounts and outstandings. Portfolio acquisition activity settled somewhat in 2013, but the biggest move is still on the...
Real-Time Payment Systems: A Global Opportunity
Benefits and Efficiencies of Real-Time Payments Systems Balance High Costs of Implementation